Author: jason

Facts You Should Know of Personal Loan in Malaysia

Introduction to Personal Loans Personal loans are one of the most popular financial tools in Malaysia, providing individuals with the opportunity to borrow money for various purposes such as debt consolidation, emergencies, or major purchases. Before applying for a personal loan, it’s essential to understand the various factors involved in the process, including interest rates, […]

EPF savings as collateral for emergency loans won’t involve withdrawals

Prime Minister Datuk Seri Anwar Ibrahim speaks during the World Water Day 2023 celebrations at Stadium Indera Mulia in Ipoh March 11, 2023. ― Picture by Farhan Najib The Malaysian government has taken a step to assist its citizens who are struggling financially due to the ongoing COVID-19 pandemic. The government has approved the use […]

Top 7 Reasons Your Home Loan Application Got Rejected in Malaysia

Mortgage and housing loans in Malaysia are among the most common personal loans for Malaysians. However, most mortgage applications face rejection for various reasons, such as credit card debts, poor credit history, bad credit scores, etc. Fortunately, you can get approved for a mortgage loan with some tech knowledge and financial planning. Gone are the [...]

Comprehensive Guide to the Best Credit Cards Available in Malaysia

A credit card is one of the most popular and convenient ways to pay for items worldwide, and Malaysia has not been left behind. It has a wide range of credit cards available, each with its benefits and drawbacks. This makes it challenging to figure out which is best for you without incurring high-interest rates. [...]

Best Cashback Credit Cards in Malaysia

According to the report, Malaysians are willing to spend more; hence, the number of credit cards in circulation is rising. Although Malaysian banks offer different credit card types, the cashback credit card is the go-to for eligible citizens. Malaysian cashback credit cards incentivize you to use credit cards and earn cash rebates from your spending rather [...]

Our Top Picks on Personal Loans to Fit Your Needs and Budget

What is meant by a Personal Loan?  A personal loan is a line of credit or financing amount extended by a bank, credit union,  or other lending institutions to a borrower as a lump sum or principal loan amount. The secured loan is payable in monthly installments or a fixed monthly repayable amount, which includes […]

5 Reasons to Use Credit Card Payment

The significance and relevance of having actual cash on you at all times cannot be overstated. When payment methods are brought up in conversation, we often see debates in favor of or against each payment option. Some people still believe that using a credit card is bad for you, mostly because of credit mismanagement. We will explain reasons why you […]

Credit Card: EPP or Balance Transfer?

Many consumers consider the perks and benefits of a credit card while making their decision. Discounts, privileges, unique access, promotions, and reward points are just a few examples. However, credit cards also have debt management features that we should be aware of. Take, for example, easy payment plans (EPPs) and debt transfers. The first allows […]

6 Personal Loans Facts You Must Know

There are often a lot of questions when it comes to personal loans. In this article, we will cover a few facts that people are curious about for your reference. 1. How much you can borrow depends on the bank. The quantity of money you can borrow from a bank for personal financing is determined by […]

Aspects to Consider for Credit Card Application

For some people, a credit card is a convenient method to pay for things they wouldn’t normally be able to afford. Others, though, see it as a tool employed by banks to hold us in debt for the rest of our lives. In fact, it might be any of these things, for that the user […]