Promotion

Groceries

• 0.1% cashback on retail purchases locally and overseas

Entertainment

• 0.1% cashback on retail purchases locally and overseas

Shopping

• 0.1% cashback on retail purchases locally and overseas

Dining

• 0.1% cashback on retail purchases locally and overseas

Other Features

• Unlimited cash Mega Bonus spend from RM 1 up to monthly
• Balance Transfer: 0% per annum for a tenure of 6 months with a minimum transfer amount of RM5,000 and above; 0% one-time upfront fee
• Instalment Plan: 0% interest Instalment Payment Plan at all participating merchants

Balance Transfer

PUBLIC BANK BALANCE TRANSFER

• Pay over 6 months with interest rate at 0% p.a. and 1.5%one-time upfront handling fee from RM1,000 transferred
• Pay over 9 months with interest rate at 0% p.a. and 2%one-time upfront handling fee from RM1,000 transferred
• Pay over 12 months with interest rate at 0% p.a. and 2.5%one-time upfront handling fee from RM1,000 transferred
• Pay over 24 months with interest rate at 0% p.a. and 5%one-time upfront handling fee from RM2,000 transferred
• Pay over 36 months with interest rate at 0% p.a. and 6.5%one-time upfront handling fee from RM3,000 transferred
• Pay over 48 months with interest rate at 0% p.a. and 9%one-time upfront handling fee from RM5,000 transferred

Easy Payment Plan

PUBLIC BANK FLEXIPAY PLAN

• Pay over 6 months with interest rate at 1.5% one-time upfront handling fee when spend RM 1,000
• Pay over 9 months with interest rate at 2% one-time upfront handling fee when spend RM 1,000
• “Pay over 12 months with interest rate 2.5% one-time upfront handling fee when spend RM1,000”
• Pay over 24 months with interest rate at 5% one-time upfront handling fee when spend RM2,000
• Pay over 36 months with interest rate at 6.5% one-time upfront handling fee when spend RM3,000
• Pay over 48 months with interest rate at 9% one-time upfront handling fee when spend RM5,000

PUBLIC BANK ZERO INTEREST INSTALLMENT PLAN

• Pay over 3 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 6 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 9 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 12 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 18 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 24 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 30 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500

• Pay over 36 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500

Eligibility

• Min. age 21 for principal holder

• RM 150 for fee of principal holder

• Min. age 18 for supplementary holder

• RM 100 for first applicants of supplementary holder

Fees and Charges