Aeon_Visa_Classic-Contactless

AEON Classic Visa MasterCard

15% p.a.

Interest Rate

RM 30

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 30
Cashback	Up to 5%

AEON Japan Club of Kuala Lumpur Credit Card 52

AEON Japan Club of Kuala Lumpur Credit Card

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%

Aeon_Visa_Classic-Contactless

AEON NEW AEON Classic Visa / MasterCard

15% p.a.

Interest Rate

RM 30

Annual Fee

Up to 5%, RM 100/mth

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 30
Cashback	Up to 5%, RM 100/mth

AEON NEW AEON Gold Visa-01

AEON NEW AEON Gold Visa / MasterCard

15% p.a.

Interest Rate

RM 95

Annual Fee

Up to 5%, RM 100/mth

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 95
Cashback	Up to 5%, RM 100/mth

AEON Platinum MasterCard-01

AEON Platinum MasterCard

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%, RM 100/mth

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%, RM 100/mth

AEON Platinum Visa-01

AEON Platinum Visa

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%, RM 100/mth

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%, RM 100/mth

Alliance Bank Visa Infinite-01

Alliance Bank Visa Infinite

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Alliance Bank Visa Platinum-01

Alliance Bank Visa Platinum

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Alliance Visa Signature

Alliance Bank Visa Signature

15% p.a.

Interest Rate

RM 148

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 148
Cashback	Up to 5%

AmBank BonusLink Visa Platinum-01

AmBank BonusLink Visa Platinum

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

AEON Visa Gold

AmBank Cash Rebate Visa Platinum

15% p.a.

Interest Rate

Free

Annual Fee

Up to 8%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 8%

AmBank Islamic Visa Infinite Card-i-01

AmBank Islamic Visa Infinite /Card-i

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%

AmBank Islamic Visa Platinum Card-i-01

AmBank Islamic Visa Platinum Card-i

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

AmBank SIGNATURE Priority Banking Visa Infinite Credit Card-i-01

AmBank SIGNATURE Priority Banking Visa Infinite

15% p.a.

Interest Rate

Free

Annual Fee

RM 188

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	RM 188

AmBank SIGNATURE Priority Banking Visa Infinite Credit Card-i-01

AmBank SIGNATURE Priority Banking Visa Infinite Credit Card-i

15% p.a.

Interest Rate

Free

Annual Fee

RM 188

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	RM 188

AmBank UnionPay Platinum Card-01

AmBank UnionPay Platinum Card

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

BSN Visa

BSN Classic Card-i

13.50%p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	13.50%p.a.
Annual Fee	Free
Cashback	-

UOB Prvimiles Visa Platinum

BSN G-Card Visa Credit Card-i

8.88%p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	8.88%p.a.
Annual Fee	Free
Cashback	-

BSN Gold Card 64

BSN Gold Card

13.50%p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	13.50%p.a.
Annual Fee	Free
Cashback	-

BSN Platinum Credit Card/ Card-i 56

BSN Platinum Credit Card/ Card-i

13.50%p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	13.50%p.a.
Annual Fee	Free
Cashback	-

BSN Platinum-01

BSN Platinum MasterCard / Visa

13.50%p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	13.50%p.a.
Annual Fee	Free
Cashback	-

BSN Visa Cashback Credit Card 50

BSN Visa Cashback Credit Card

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%

Bank Islam Visa Infinite Credit Card-i 01

Bank Islam Visa Infinite Business Credit Card-i

13.50%p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	13.50%p.a.
Annual Fee	Free
Cashback	-

Bank Islam Visa Infinite Credit Card-i 66

Bank Islam Visa Infinite Credit Card-i

13.50%p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	13.50%p.a.
Annual Fee	Free
Cashback	-

Bank Islam Visa Infinite Credit Card-i 65

Bank Islam World MasterCard-i

13.50%p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	13.50%p.a.
Annual Fee	Free
Cashback	-

Bank Rakyat Orange MasterCard

Bank Rakyat Classic Credit Card-i / Gold Credit Card-i

13.50%p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	13.50%p.a.
Annual Fee	Free
Cashback	-

Bank Rakyat MasterCard

Bank Rakyat Muslimah Credit Card-i

13.50%p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	13.50%p.a.
Annual Fee	Free
Cashback	-

Bank Rakyat Platinum

Bank Rakyat Platinum Credit Card-i

13.50%p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	13.50%p.a.
Annual Fee	Free
Cashback	-

CIMB Cash Rebate Platinum-01

CIMB Cash Rebate Platinum

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%

CIMB Enrich MasterCard

CIMB Enrich World Elite MasterCard

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

CIMB e Credit Card-01

CIMB e Credit Card

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Citi Business Platinum

Citi Business Platinum

15% p.a.

Interest Rate

Free

Annual Fee

Up to 1.2%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 1.2%

CIMB Petronas MasterCard

Citi CashBack MasterCard

15% p.a.

Interest Rate

Free

Annual Fee

Up to 10%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 10%

Citi Premiermiles

Citi Premier Miles MasterCard

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Citi Prestige

Citi Prestige MasterCard

15% p.a.

Interest Rate

RM 1,000

Annual Fee

Up to RM 500/mth

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 1,000
Cashback	Up to RM 500/mth

Citi Rewards

Citi Rewards MasterCard

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Citi Simplicity (2)

Citi Simplicity MasterCard

Interest Rate

Free

Annual Fee

Up to 10%

Cashback

Interest Rate
Annual Fee	Free
Cashback	Up to 10%

Citi Simplicity

HSBC Amanah MPower Platinum Credit Card-i

15% p.a.

Interest Rate

Free

Annual Fee

Up to 8%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 8%

HSBC Platinum MasterCard and Visa-02

HSBC Platinum MasterCard and Visa

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

HSBC Visa Platinum

HSBC Premier World MasterCard

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

HSBC Visa Signature Card-01

HSBC Visa Signature Card

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

AirAsia Visa Platinum

Hong Leong AirAsia Gold & Platinum Visa Card

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

AirAisa Visa

Hong Leong AirAsia Gold Visa

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Hong Leong Emirates HLB World Card-01

Hong Leong Emirates HLB World Card

15% p.a.

Interest Rate

RM 288

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 288
Cashback	-

Hong Leong GSC Gold Card-01

Hong Leong GSC Gold Card

15% p.a.

Interest Rate

RM 150

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 150
Cashback	-

Hong Leong Emirates HLB Platinum Card 2

Hong Leong Sutera Platinum Card

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Hong Leong Visa Infinite-01

Hong Leong Visa Infinite Card

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Hong Leong Visa Infinite Doctor’s Edition-01

Hong Leong Visa Infinite Doctor’s Edition Card

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Hong Leong Visa Infinite P-01

Hong Leong Visa Infinite P

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Hong Leong Wise Card 62

Hong Leong Wise Card

15% p.a.

Interest Rate

RM 98

Annual Fee

Up to 8%

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 98
Cashback	Up to 8%

Citi LAZADA

Lazada Citi Platinum

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Maybank 2 Card Premier-02

Maybank 2 Card Premier

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Maybank 2 Gold Cards-01

Maybank 2 Gold Cards

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%, RM 50/mth

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%, RM 50/mth

Maybank 2 Platinum Cards-01

Maybank 2 Platinum Cards

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%

Maybank American Express Platinum-01

Maybank American Express Platinum

15% p.a.

Interest Rate

RM 800

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 800
Cashback	-

Maybank Islamic Ikhwan American Express Platinum Card-i-01

Maybank Islamic Ikhwan American Express Platinum Card-i

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Maybank Islamic Ikhwan Visa Infinite-01

Maybank Islamic Ikhwan Visa Infinite

15% p.a.

Interest Rate

RM 800

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 800
Cashback	-

Maybank Islamic MasterCard Ikhwan Gold Card-01

Maybank Islamic MasterCard Ikhwan Gold Card

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%, RM 50/mth

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%, RM 50/mth

Maybank Islamic MasterCard Ikhwan Platinum Card-01

Maybank Islamic MasterCard Ikhwan Platinum Card

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%, RM 50/mth

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%, RM 50/mth

Maybank Islamic PETRONAS Gold-i-01

Maybank Islamic PETRONAS Gold-i

15% p.a.

Interest Rate

Free

Annual Fee

Up to 8%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 8%

AEON Japan Club of Kuala Lumpur Credit Card 54

Maybank Manchester United Visa Credit Card

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Maybank Petronas Visa Gold-01

Maybank Petronas Visa Gold

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Maybank Shopee Visa Platinum Credit Card-01

Maybank Shopee Visa Platinum Credit Card

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Maybank Visa Signature-01

Maybank Visa Signature

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%, RM 88/mth

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%, RM 88/mth

Maybank World MasterCard-01

Maybank World MasterCard

15% p.a.

Interest Rate

RM 800

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 800
Cashback	-

HSBC World Master

OCBC 365 MasterCard

18%p.a.

Interest Rate

RM 100

Annual Fee

Up to 1%

Cashback

Interest Rate	18%p.a.
Annual Fee	RM 100
Cashback	Up to 1%

BSN Visa Cashback Credit Card 49

OCBC World MasterCard

15% p.a.

Interest Rate

Free

Annual Fee

Up to 1.2%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 1.2%

Public Bank AIA Visa Gold 61

Public Bank AIA Visa Gold

15% p.a.

Interest Rate

Free

Annual Fee

Up to 0.2%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 0.2%

Public Bank Gold MasterCard 60

Public Bank Gold MasterCard

15% p.a.

Interest Rate

Free

Annual Fee

Up to 0.1%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 0.1%

Public Bank Platinum Master Credit Card 59

Public Bank Platinum Master Credit Card

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Public Bank Quantum MasterCard-01

Public Bank Quantum MasterCard

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%

Public Bank Quantum Visa-01

Public Bank Quantum Visa

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%

Public Visa Credit Card

Public Bank Visa Classic Credit Card

15% p.a.

Interest Rate

RM 75

Annual Fee

Up to 1%

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 75
Cashback	Up to 1%

Pubic Visa Gold

Public Bank Visa Gold Credit Card

15% p.a.

Interest Rate

RM 150

Annual Fee

Up to 0.1%

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 150
Cashback	Up to 0.1%

Public Bank Visa Signature-01

Public Bank Visa Signature

15% p.a.

Interest Rate

Free

Annual Fee

Up to 6%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 6%

Public Bank World MasterCard Credit Card-01

Public Bank World MasterCard Credit Card

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Public Islamic Credit Card

Public Islamic Bank Gold MasterCard Credit Card-i

15% p.a.

Interest Rate

Free

Annual Fee

Up to 2%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 2%

Ambank Islamic Carz Visa Platinum

RHB Cashback Credit Card

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%

RHB Rewards Credit Card-01

RHB Rewards Motion Code Credit Card / -i

15% p.a.

Interest Rate

RM 550

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 550
Cashback	-

BSN Visa Cashback Credit Card 47

RHB SHELL Visa Credit Card

15% p.a.

Interest Rate

Free

Annual Fee

Up to 12%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 12%

RHB Visa Signature

RHB Visa Signature

15% p.a.

Interest Rate

Free

Annual Fee

Up to 6%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 6%

RHB World MasterCard

RHB World Master Credit Card

15% p.a.

Interest Rate

Free

Annual Fee

Up to 6%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 6%

Standard Charted Visa Platinum-01

Standard Charted Visa Platinum

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

BSN Visa Cashback Credit Card 46

Standard Chartered JustOne Platinum MasterCard

15% p.a.

Interest Rate

Free

Annual Fee

Up to 15%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 15%

RHB Cashback MasterCard

Standard Chartered Liverpool FC Cashback

15% p.a.

Interest Rate

Free

Annual Fee

Up to 0.5%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 0.5%

UOB Lady’s Card-01

UOB LADY’S CARD

15% p.a.

Interest Rate

RM 68

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 68
Cashback	-

UOB ONE Card-45

UOB ONE CARD PLATINUM

15% p.a.

Interest Rate

RM 168

Annual Fee

Up to 10%

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 168
Cashback	Up to 10%

Hong Leong Emirates HLB Platinum Card 1

UOB PREFERRED PLATINUM CARD

15% p.a.

Interest Rate

RM198

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	RM198
Cashback	-

Hong Leong Emirates HLB Platinum Card

UOB VISA INFINITE CARD

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

AEON Japan Club of Kuala Lumpur Credit Card 55

UOB YOLO VISA

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%

{"id":5996,"date":"2022-08-30T17:12:54","date_gmt":"2022-08-30T09:12:54","guid":{"rendered":"http:\/\/loanpanda.com.my\/staging-test\/?page_id=5996"},"modified":"2023-05-25T11:30:51","modified_gmt":"2023-05-25T03:30:51","slug":"groceries","status":"publish","type":"page","link":"https:\/\/loanpanda.com.my\/test\/credit-cards\/groceries\/","title":{"rendered":"Best Groceries Cards"},"content":{"rendered":"

[vc_row css=”.vc_custom_1659507005626{background: #fef6f5 url(https:\/\/loanpanda.com.my\/test\/wp-content\/uploads\/2022\/08\/Frame-4318.png?id=4983) !important;}” el_id=”product-category-subheader”][vc_column][vc_column_text css=”.vc_custom_1661997797471{margin-top: 57px !important;margin-bottom: 57px !important;}”]<\/p>\n

Best Groceries Cards<\/h1>\n
[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1658978621274{margin-top: 58px !important;margin-bottom: 66px !important;}”][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1675333466957{margin-top: 30px !important;margin-bottom: 30px !important;background-color: #ffffff !important;}”][vc_column css=”.vc_custom_1675333478533{background-color: #ffffff !important;}”][vc_tta_tabs color=”white” active_section=”1″][vc_tta_section title=”Guides” tab_id=”1675326945182-04c5ea33-9c31739d-783e”][vc_column_text]<\/p>\n

Guides<\/h2>\n
[\/vc_column_text][vc_column_text]<\/p>\n
\n
Best Credit Card For Groceries<\/h1>\n
$\"\"$ <\/p>\n
Grocery spending is arguably the most significant spending category in Malaysian households. According to one government report<\/a>, one Malaysian family spends on average RM783 on groceries monthly, constituting 17.% of its total monthly spending.<\/p>\n
Given the significant spending, grocery shopping cards are beneficial tools to help Malaysians save money while spending on groceries. A preferred credit card has multiple savings and rewards, including a welcome bonus and no annual fee.<\/p>\n
So, which credit card is best for groceries in Malaysia? Below is an overview of the country’s best grocery credit cards and their outstanding features to help you make an informed decision.<\/p>\n<\/div>\n
[\/vc_column_text]
\n
\n
\n
\n
\n \n <\/span>Top 5 Best Credit Cards For Groceries In Malaysia <\/a>\n <\/h5>\n <\/div>\n
\n
\n Top 5 Best Credit Cards For Groceries In Malaysia\n\n
1. Hong Leong Wise Card<\/b><\/p>\n $\"\"$ \n
The Hong Leong Wise Card For Groceries with No Annual fee<\/h5>\n
The Hong Leong Bank Wise Card offers the highest cashback on groceries at 8%. Moreover, you can select another category, including mobile, dining, petrol, pharmacy, travel, utilities, and bookstores, to include in the cashback criteria.\u00a0<\/p>\n
Therefore, if, for example, petrol is your second-highest expenditure after groceries, consider this the best credit card for petrol and groceries.<\/p>\n
Nonetheless, the flexible card allows you to switch cashback-eligible categories. Also, you only receive the cashback if you spend at least RM500 on retail.<\/p>\n
Other noteworthy features on this card include a 6.99% balance transfer fixed rate, waived or no annual fee, and a 15% interest rate. However, the card charges 1% of the outstanding balance as a late payment fee or an RM10 flat rate, whichever is higher.<\/p>\n
Card Eligibility Criteria<\/h4>\n
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Earn at least RM2000 monthly.<\/li>\n
Primary cardholders must be at least 21years.<\/li>\n
Supplementary cardholders must be at least 18 years.<\/li>\n<\/ul>\n\n
2. HSBC Amanah MPower Platinum Credit Card-i<\/b><\/p>\n $\"\"$ \n
The HSBC Amanah MPower Platinum Credit Card-i<\/h5>\n
The HSBC Amanah MPower credit card-i is the best credit card groceries and gas consumers should carry whenever they think retail. Its primary spending reward is a whopping 8% cash back on groceries, petrol, and e-wallet spending.<\/p>\n
Therefore, besides in-person retail, the card earns you massive cashback on online shopping.\u00a0<\/p>\n\n
Besides the 8% cash back on select categories, the card also earns you 0.2% on other spending categories, including shopping, dining, and entertainment (no capping).<\/p>\n\n
It also features promotions where you can earn 2% cash back for everyday spending at select retail partner stores if your monthly expenditure exceeds RM2000.<\/p>\n
Other features on this grocery shopping card include exclusive privileges in select outlets, flexible balance transferring plans ranging from 3-12 months, an easy payment plan, and a cash advance of up to RM1000 per withdrawal.<\/p>\n
However, although the card charges no annual fee, it charges a 1% of 10RM late payment fee.<\/p>\n
Card Eligibility Criteria<\/h4>\n
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Minimum income RM3000 monthly<\/li>\n
Principal cardholder must be at least 21 years<\/li>\n
Supplementary cardholder must be at least 18 years<\/li>\n
RM240 annual fee for principal cardholder; the card waives this fee if you swipe it at least 12 times annually<\/li>\n
RM120 annual fee for first-time applicants and supplementary cardholders<\/li>\n<\/ul>\n $\"\"$ \n\n
3. Citi Business Platinum<\/b><\/p>\n $\"\"$ \n
The Citi Business Platinum for groceries<\/h5>\n
Although its title may fool you into thinking this card is exclusively for business owners, it has fantastic cashback on groceries, positioning it among the best grocery cards.<\/p>\n
Citi Business Platinum card<\/a> features a 0.5% cashback rate on local grocery spending and 1.2% unlimited cashback on all overseas expenditures. Other categories eligible for a similar cashback bracket include petrol, entertainment, shopping, dining, travel, and utilities.<\/p>\n\n
The card also facilitates balance transfers, an easy payment plan of up to 60 months, complimentary personal accident and travel insurance for up to RM1000, and an automated cashback redemption once you accumulate at least RM20. Moreover, the card offers a massive RM10000 cash advance and expiry-free reward points.<\/p>\n\n\n\n
Card Eligibility Criteria<\/h4>\n
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RM48000 minimum annual income for the principal cardholder and RM24000 for the supplementary cardholder<\/li>\n
The principal cardholder must be at least 21 years old, while the minimum age for a supplementary cardholder is 18<\/li>\n
An RM200 annual fee for the primary cardholder (waived for the first three years)<\/li>\n
An RM100 annual fee for first-time applicants and additional cardholders<\/li>\n<\/ul>\n\n
4. CIMB Cash Rebate Platinum Credit Card<\/b><\/p>\n $\"\"$ \n
The CIMB Cash Rebate Platinum Card<\/h5>\n\n\nThe CIMB Cash Rebate Platinum card <\/a>is arguably the best reward credit card for groceries and gas, thanks to the 5% cashback rate on both spending categories.<\/p>\n\n
Moreover, the card includes a 5% cash rebate on the cinema for a minimum statement balance of RM3000.<\/p>\n\n
Besides groceries, petrol, and cinema, this card also includes a 2% cash rebate on online spending, making it a must-have card for online shopping.<\/p>\n\n
Other money-saving features and rewards on this card include up to 25% discounts at select merchants, a 5.99% balance transferring rate with a payment tenure of up to 12 months, and an easy payment plan.\u00a0However, it does not include any welcome bonus.<\/p>\n\n
Card Eligibility Criteria<\/h4>\n
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RM2000 minimum monthly income<\/li>\n
Principal cardholders must be at least 21; the card waives the annual fee for the first year.<\/li>\n
Supplementary cardholders must be at least 18<\/li>\n
Annual fee waived for first-time and supplementary cardholders.<\/li>\n<\/ul>\n $\"\"$ \n\n
5. AEON Japan Club Of Kuala Lumpur Credit Card<\/b><\/p>\n $\"\"$ \n\n
The AEON Japan Club Of Kuala Lumpur Credit Cards for groceries<\/h5>\n\nThe AEON Japan Club of Kuala Lumpur Card<\/a> is among the best reward cards for groceries and gas for the following reasons. First, it includes a 5% cash back on groceries, earning users 1 point for every RM on local spending.\u00a0<\/p>\n\n
Second, it includes discounts of up to 50% in multiple affiliate establishments offering various services, including shopping, dining, sports and fitness, beauty, and hotel accommodation.<\/p>\n\n
Third, it facilitates free access to Plaza Premium Lounges at Malaysian airports up to six times annually. Facilities at the lounges include food, drink, massage chairs, shower amenities, and high-speed internet.\u00a0<\/p>\n\n
Other benefits of this card include balance transfers, manageable payment plans, and a cash advance of up to RM3000 with no cash advance fees. Moreover, the earned reward points have an infinite lifespan.<\/p>\n\n
Card Eligibility Criteria<\/h4>\n
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Principal cardholder must be at least 21<\/li>\n
Supplementary cardholders must be at least 18<\/li>\n
No annual fee for the principal, supplementary, or first-time cardholder<\/li>\n<\/ul>\n $\"\"$ <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n \n \n Choose One Now<\/a>\n \n [\/vc_tta_section][vc_tta_section title=”FAQ’s” tab_id=”1675326945334-11eef09e-af21739d-783e”][vc_column_text]<\/p>\n
FAQ<\/h2>\n
[\/vc_column_text][vc_row_inner css=”.vc_custom_1675331836289{margin-bottom: 30px !important;padding-top: 46px !important;padding-right: 70px !important;padding-bottom: 46px !important;padding-left: 70px !important;background-color: #fef6f5 !important;border-radius: 25px !important;}”][vc_column_inner width=”4\/12″][vc_column_text] $\"\"$ [\/vc_column_text][\/vc_column_inner][vc_column_inner width=”8\/12″][vc_column_text css=”.vc_custom_1660704463008{margin-bottom: 16px !important;}”]A credit card is a convenient tool for people to pay for purchases today, offering many perks and rewards that can add up to more savings for the cardholders.[\/vc_column_text][vc_column_text css=”.vc_custom_1673589066597{margin-bottom: 16px !important;}”]Today, consumers often use credit cards as payment for their purchases since they are convenient and often come with benefits and incentives that can result in additional discounts for cardholders.<\/span> With a wide variety of these cards with various advantages, you might ask how to pick the ideal one for your financial needs.<\/span> We have collected the following FAQ to enable you to understand the most relevant questions regards credit cards, including user conditions,<\/span> interest rates,<\/span><\/a> and primary payment terms.<\/span>[\/vc_column_text][vc_column_text]Here\u2019s a short guide LOANPANDA has compiled to help you understand the credit card requirements, interest rates and basic payment terms.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner]
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\n \n <\/span>What Is A Credit Card For Groceries? <\/a>\n <\/h5>\n <\/div>\n
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To define a credit card for groceries, begin by defining a credit card in general. A credit card refers to funds or credit facilities extended to a cardholder by a creditor or lending institution like a bank, allowing the former to spend a borrowed amount on various lending categories.\u00a0<\/p>\n\n
They include groceries, petrol, entertainment, dining, shopping (including online shopping), travelling, and utilities. The spending categories apply to local and overseas spending.<\/p>\n\n
Unlike other lines of credit like personal loans<\/a>, a credit card incentivizes the cardholder to spend the loan amount by giving rewards like points, cashback, a welcome bonus, and other exclusive privileges to the cardholder each time they swipe the card.<\/p>\n\n
Moreover, such cards differ from mortgage loans<\/a> because they allow you to spend money on diverse spending categories, except for Islamic banking credit cards-i, which forbid spending on haram goods and services, including alcohol and gambling services.<\/p>\n\n
Lenders name the cards according to the spending categories that receive the maximum rewards per spending.<\/p>\n\n
Therefore, a grocery credit card is a card with the highest tips for grocery shopping, offering the cardholder maximum returns or perks when shopping for groceries.\u00a0<\/p>\n\n
Nonetheless, the best grocery shopping cards feature other categories, although these categories earn lower rewards.<\/p>\n\n
Some card companies offering grocery shopping cards bundle two or three shopping categories, including groceries, for maximum returns.<\/p>\n $\"\"$ \n <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>Is A Grocery Credit Card Worth It: Do I Need One? <\/a>\n <\/h5>\n <\/div>\n
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According to one report, food price inflation in Malaysia is at an all-time high, meaning Malaysians spend more on food than ever. Therefore, a grocery shopping card will help you reduce your grocery spending.<\/p>\n\n
The rewards from grocery shopping credit cards, particularly cash backs, directly lower your monthly grocery spending.<\/p>\n\n
Others, like the Citi Business Platinum cards, feature an automated cashback redemption option, meaning the card credits accrue cashback into your account immediately after the cashback earnings hit a set amount.<\/p>\n\n
Grocery cards in Malaysia often offer rewards in more than one shopping category. Therefore, you can select a card that offers other mega rewards on different shopping categories that constitute a significant portion of your household's monthly expenditure, including petrol and utility bills.<\/p>\n\n
Besides savings, grocery cards empower you to build your credit score as you accrue and repay the card's debt. Credit cards are particularly useful credit-building tools for supplementary cardholders who may lack the monthly income to acquire credit as principal cardholders.<\/p>\n\n
Also, most grocery cards issued by Malaysian banks are acceptable worldwide. Therefore, you can still earn cash back, discounts, and other rewards for grocery shopping when you swipe the grocery cards overseas.<\/p>\n\n
To add to the list of benefits, grocery shopping cards function as an emergency credit facility when you cannot access your regular income for grocery shopping. Therefore, owning a grocery shopping card has way more advantages than disadvantages.<\/p>\n\n
However, consider consulting the Financial experts <\/a> on LoanPanda for professional insights into whether or not you need a grocery card.<\/p>\n $\"\"$ <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>Who Is Eligible To Apply For A Groceries Credit Card In Malaysia? <\/a>\n <\/h5>\n <\/div>\n
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Age, income, and credit history determine whether Malaysian banks and other lending institutions approve your groceries shopping card application.<\/p>\n\n
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Age<\/b><\/li>\n
You must be at least 21 to apply for a principal groceries card. On the other hand, you must be at least 18 years old to apply for a supplementary groceries card. We'll look at the differences between the two card types later.<\/p>\n
Income<\/b><\/li>\n
Credit cards vary in the credit amount available to the cardholder. Banks consider income to ensure the cardholder can repay the loan based on their monthly income.<\/p>\n
The cards are classified as gold, platinum, and infinite. Gold cards serve the low-income market, platinum cards for the middle class, and infinite cards for Malaysians with high monthly incomes.<\/p>\n
Credit History<\/b><\/li>\n
Such cards are invaluable credit-building tools. Therefore, banks and other lending institutions consider your credit history, including your credit score and repayment history, before approving your grocery card application.<\/p>\n
Therefore, consider establishing your credit score and contest any misleading information on your credit report before applying for a groceries card.<\/p>\n $\"\"$ \n<\/ul> <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>What Is The Difference Between A Principal And Supplementary Groceries Credit Card?\u00a0\u00a0 <\/a>\n <\/h5>\n <\/div>\n
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A principal credit card is a primary card attached to a credit card account. Therefore, a principal cardholder is an individual who applies for a credit card in a lending institution and has their name on the account once the lending institution approves their card application.<\/p>\n\n
The principal cardholder is solely responsible for repayments, spending, and the physical whereabouts of the card. Therefore, they must report a missing card to the bank and the police to avoid unauthorized use.<\/p>\n\n
On the other hand, a supplementary groceries card is issued under a principal account but held by an authorized party other than the principal cardholder. Therefore, you can only receive an additional grocery credit card when the principal cardholder requests the bank to issue one.<\/p>\n\n
The number of supplementary cards attached to one principal account varies across the board, although some banks allow the primary account holder to have up to ten additional cards.<\/p>\n\n
Malaysian laws dictate that only family members directly related to the principal cardholder, like children, parents, and spouses, can have supplementary cards attached to the main account. However, the additional cardholder must be at least 18 years old.<\/p>\n\n
A supplementary groceries card has similar benefits to a principal groceries credit card, including similar rewards for grocery spending and spending in other designated shopping categories.<\/p>\n\n
Moreover, the supplementary cardholder can use such a card for overseas spending. The supplementary credit card may also bear the supplementary cardholder's name. However, the principal cardholder may institute a spending limit on the supplementary cardholder's groceries spending.<\/p>\n\n
Also, the supplementary cardholder reaps the benefits of a good credit score associated with a principal cardholder's account but is not liable for payment; hence delayed payments and defaults do not affect their credit score.<\/p>\n $\"\"$ <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>What Is The Minimum Income Requirement When Applying For A Groceries Credit Card <\/a>\n <\/h5>\n <\/div>\n
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Malaysia's Central Bank, Bank Negara Malaysia, dictates that all Malaysian banks can only issue credit cards, including groceries cards, to Malaysians earning a minimum of RM24000 annually.<\/p>\n\n
However, some societal groups like students, self-employed individuals, and freelancers may have difficulty proving their annual income because, unlike salaried employees, they do not have payslips.\u00a0<\/p>\n\n
In such cases, banks recommend that the groceries shopping card applicant make a deposit equaling the credit card's total credit amount as part of their application process. The deposit functions as security, protecting the bank from the risk of credit card default. Most banks refund the card security deposit once you complete payment or close your account.<\/p>\n $\"\"$ <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>What Is The Maximum Credit Limit Available In A Groceries Credit Card? <\/a>\n <\/h5>\n <\/div>\n
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The maximum credit limit depends on your annual income. Bank Negara Malaysia stipulates that principal cardholders earning no more than RM36000 annually cannot receive credit exceeding two and a half times their monthly income when applying for a credit card. <\/p>\n\n
However, no restrictions apply to principal cardholders earning more than RM36000 annually. Generally, banks decide how much credit to extend to their customers.<\/p>\n $\"\"$ <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>Can I Have More Than One Groceries Credit Card At A Go? <\/a>\n <\/h5>\n <\/div>\n
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Your annual income stipulates the maximum number of groceries cards or any other cards you can have. Bank Negara Malaysia stipulates that a principal cardholder earning below RM36000 annually can only have cards issued by up to two lending institutions.<\/p>\n\n
However, it does not specify whether you can apply for more than one card at a single lending institution. On the other hand, principal cardholders earning over RM36000 per annum can apply for as many cards as they want in whichever Malaysian lending institution.<\/p>\n\n
Nonetheless, lending institutions consider their credit score, history, and monthly obligations before issuing high-earners with credit cards.<\/p>\n\n $\"\"$ <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>Do Banks And Other Lending Institutions Allow Me To Withdraw Cash From My Groceries Credit Card? <\/a>\n <\/h5>\n <\/div>\n
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Yes, most groceries cards include a cash advance option, allowing the cardholder to withdraw cash at\u00a0 ATM up to a set limit.<\/p>\n\n
Some banks set the cash withdrawal limit for each transaction. In contrast, others put the withdrawal limit as a percentage of the total credit amount available to the cardholder via the card.<\/p>\n\n
However, cash withdrawals from a credit card have a different interest rate or facility charge from the card's annual fee. Facility charges for credit card cash withdrawals vary from bank to bank; even within one bank, they vary for different cards.<\/p>\n\n
Therefore, ensure you understand the cash withdrawal terms and conditions attached to your groceries card before making any cash withdrawals.<\/p>\n\n $\"\"$ <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>Is There A Penalty For Missing A Payment On My Groceies Credit Card? <\/a>\n <\/h5>\n <\/div>\n
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Most banks and other Malaysian credit card companies issue a late payment fee if the cardholder fails to remit the stipulated monthly payment within the stipulated timeframe.<\/p>\n\n
The late payment fee is a preset percentage of the amount owed, although most Islamic banking cards stipulate that the cost should not exceed a specified amount.\u00a0<\/p>\n\n
Besides the financial penalty, missing a payment will likely taint your credit history by lowering your credit score. A low credit score limits your credit options in the future.<\/p> <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>What Is The Annual Fee Charges On Groceries Credit Cards? <\/a>\n <\/h5>\n <\/div>\n
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Some lenders charge an annual fee, while others do not charge any annual fee. Second, some lenders waive the yearly fee based on stipulated circumstances.<\/p>\n\n
First, a bank may waive the annual fee for first-time credit card applicants and supplementary cardholders. The lender may waive the annual fee if the cardholder fulfils the stipulated number of minimum swipes during the year or achieves the minimum spend amount on the card.\u00a0\u00a0<\/p>\n\n
The decision to apply for a groceries credit card that charges or waives annual fees lies solely with you. Regardless, ensure that the rewards you receive when using the card for grocery shopping outweigh the annual fee. Also, some grocery cards do not include annual fees, yet they offer exceptional perks in the grocery shopping category.<\/p>\n $\"\"$ <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>What Is The Best Credit Card For Grocery With Cashbacks? <\/a>\n <\/h5>\n <\/div>\n
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Cashbacks are among the many rewards cardholders receive when swiping grocery cards. However, the cashback varies across different cards.<\/p>\n\n
For example, the Hong Leong Wise Gold Card and the HSBC Amanah MPower Platinum Credit Card-i issue an 8% cashback rate on credit, among the highest cashback rates in any spending category. Therefore, consider using LoanPanda to compare the cashback provision on different cards and other terms and conditions.<\/p> <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n \n [\/vc_tta_section][\/vc_tta_tabs][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1662354133900{background-color: #f5f5f5 !important;}”][vc_column width=”1\/12″][\/vc_column][vc_column width=”6\/12″ css=”.vc_custom_1658198808293{margin-top: 86px !important;margin-bottom: 86px !important;}” el_id=”footer-on-top”][vc_column_text css=”.vc_custom_1663400130590{margin-bottom: 8px !important;}”]<\/p>\n
We Are Here to Help<\/h1>\n
[\/vc_column_text][vc_column_text css=”.vc_custom_1663400216839{margin-bottom: 24px !important;}” el_id=”footer-on-top-subtitle”]Our mission is to deliver reliable, up-to-date tips & advice[\/vc_column_text][vc_column_text css=”.vc_custom_1684985443926{margin-bottom: 8px !important;}” el_id=”footer-on-top-contact-info”] $\"\"$ 011-7074 4194[\/vc_column_text][vc_column_text css=”.vc_custom_1661765868059{margin-bottom: 36px !important;}” el_id=”footer-on-top-contact-info”] $\"\"$ official@loanpanda.com.my<\/p>\n
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[\/vc_column_text][vc_row_inner][vc_column_inner el_id=”footer-on-top-btn-left” css=”.vc_custom_1663400583680{margin-bottom: 16px !important;padding-left: 0px !important;}”]\n Meet The Consultant<\/a>\n \n [\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=”4\/12″ el_id=”footer-on-top-img” offset=”vc_hidden-xs”][vc_single_image image=”4634″ img_size=”full”][\/vc_column][vc_column width=”1\/12″][\/vc_column][\/vc_row][vc_row][vc_column][vc_raw_js]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[\/vc_raw_js][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"
[vc_row css=”.vc_custom_1659507005626{background: #fef6f5 url(https:\/\/loanpanda.com.my\/test\/wp-content\/uploads\/2022\/08\/Frame-4318.png?id=4983) !important;}” el_id=”product-category-subheader”][vc_column][vc_column_text css=”.vc_custom_1661997797471{margin-top: 57px !important;margin-bottom: 57px !important;}”] Best Groceries Cards [\/vc_column_text][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1658978621274{margin-top: 58px !important;margin-bottom: 66px !important;}”][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1675333466957{margin-top: 30px !important;margin-bottom: 30px !important;background-color: #ffffff !important;}”][vc_column css=”.vc_custom_1675333478533{background-color: #ffffff !important;}”][vc_tta_tabs color=”white” active_section=”1″][vc_tta_section title=”Guides” tab_id=”1675326945182-04c5ea33-9c31739d-783e”][vc_column_text] Guides [\/vc_column_text][vc_column_text] Best Credit Card For Groceries Grocery spending is arguably the most significant spending category in Malaysian households. According to […]<\/p>\n","protected":false},"author":8,"featured_media":0,"parent":4880,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"class_list":["post-5996","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/loanpanda.com.my\/test\/wp-json\/wp\/v2\/pages\/5996","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/loanpanda.com.my\/test\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/loanpanda.com.my\/test\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/loanpanda.com.my\/test\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/loanpanda.com.my\/test\/wp-json\/wp\/v2\/comments?post=5996"}],"version-history":[{"count":34,"href":"https:\/\/loanpanda.com.my\/test\/wp-json\/wp\/v2\/pages\/5996\/revisions"}],"predecessor-version":[{"id":14936,"href":"https:\/\/loanpanda.com.my\/test\/wp-json\/wp\/v2\/pages\/5996\/revisions\/14936"}],"up":[{"embeddable":true,"href":"https:\/\/loanpanda.com.my\/test\/wp-json\/wp\/v2\/pages\/4880"}],"wp:attachment":[{"href":"https:\/\/loanpanda.com.my\/test\/wp-json\/wp\/v2\/media?parent=5996"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}