Aeon_Visa_Classic-Contactless

AEON Classic Visa MasterCard

15% p.a.

Interest Rate

RM 30

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 30
Cashback	Up to 5%

AEON Japan Club of Kuala Lumpur Credit Card 52

AEON Japan Club of Kuala Lumpur Credit Card

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%

AEON Platinum MasterCard-01

AEON Platinum MasterCard

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%, RM 100/mth

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%, RM 100/mth

AEON Platinum Visa-01

AEON Platinum Visa

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%, RM 100/mth

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%, RM 100/mth

Alliance Visa Signature

Alliance Bank Visa Signature

15% p.a.

Interest Rate

RM 148

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 148
Cashback	Up to 5%

AmBank BonusLink Visa Platinum-01

AmBank BonusLink Visa Platinum

15% p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

AEON Visa Gold

AmBank Cash Rebate Visa Platinum

15% p.a.

Interest Rate

Free

Annual Fee

Up to 8%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 8%

AmBank Islamic Visa Infinite Card-i-01

AmBank Islamic Visa Infinite /Card-i

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%

CIMB Visa Platinum

AmBank Islamic Visa Platinum CARz Card

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%

AmBank Islamic Visa Platinum Card-i-01

AmBank Islamic Visa Platinum Card-i

15% p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

AmBank SIGNATURE Priority Banking Visa Infinite Credit Card-i-01

AmBank SIGNATURE Priority Banking Visa Infinite

15% p.a.

Interest Rate

Free

Annual Fee

RM 188

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	RM 188

AmBank SIGNATURE Priority Banking Visa Infinite Credit Card-i-01

AmBank SIGNATURE Priority Banking Visa Infinite Credit Card-i

15% p.a.

Interest Rate

Free

Annual Fee

RM 188

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	RM 188

AmBank UnionPay Platinum Card-01

AmBank UnionPay Platinum Card

15% p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

BSN Visa

BSN Classic Card-i

13.50%p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	13.50%p.a.
Annual Fee	Free
Cashback	-

UOB Prvimiles Visa Platinum

BSN G-Card Visa Credit Card-i

8.88%p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	8.88%p.a.
Annual Fee	Free
Cashback	-

BSN Gold Card 64

BSN Gold Card

13.50%p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	13.50%p.a.
Annual Fee	Free
Cashback	-

BSN Platinum Credit Card/ Card-i 56

BSN Platinum Credit Card/ Card-i

13.50%p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	13.50%p.a.
Annual Fee	Free
Cashback	-

BSN Platinum-01

BSN Platinum MasterCard / Visa

13.50%p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	13.50%p.a.
Annual Fee	Free
Cashback	-

BSN Visa Cashback Credit Card 50

BSN Visa Cashback Credit Card

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%

Bank Islam Visa Infinite Credit Card-i 01

Bank Islam Visa Infinite Business Credit Card-i

13.50%p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	13.50%p.a.
Annual Fee	Free
Cashback	-

Bank Islam Visa Infinite Credit Card-i 66

Bank Islam Visa Infinite Credit Card-i

13.50%p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	13.50%p.a.
Annual Fee	Free
Cashback	-

Bank Islam Visa Infinite Credit Card-i 65

Bank Islam World MasterCard-i

13.50%p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	13.50%p.a.
Annual Fee	Free
Cashback	-

Bank Rakyat Orange MasterCard

Bank Rakyat Classic Credit Card-i / Gold Credit Card-i

13.50%p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	13.50%p.a.
Annual Fee	Free
Cashback	-

Bank Rakyat MasterCard

Bank Rakyat Muslimah Credit Card-i

13.50%p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	13.50%p.a.
Annual Fee	Free
Cashback	-

Bank Rakyat Platinum

Bank Rakyat Platinum Credit Card-i

13.50%p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	13.50%p.a.
Annual Fee	Free
Cashback	-

CIMB Cash Rebate Platinum-01

CIMB Cash Rebate Platinum

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%

CIMB Enrich MasterCard

CIMB Enrich World Elite MasterCard

15% p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Ambank Visa Platinum

CIMB PETRONAS Platinum

15% p.a.

Interest Rate

Free

Annual Fee

Up to 7%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 7%

CIMB e Credit Card-01

CIMB e Credit Card

15% p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Citi Business Platinum

15% p.a.

Interest Rate

Free

Annual Fee

Up to 1.2%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 1.2%

CIMB Petronas MasterCard

Citi CashBack MasterCard

15% p.a.

Interest Rate

Free

Annual Fee

Up to 10%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 10%

Citi Premiermiles

Citi Premier Miles MasterCard

15% p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Citi Prestige

Citi Prestige MasterCard

15% p.a.

Interest Rate

RM 1,000

Annual Fee

Up to RM 500/mth

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 1,000
Cashback	Up to RM 500/mth

Citi Rewards

Citi Rewards MasterCard

15% p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Citi Simplicity (2)

Citi Simplicity MasterCard

Interest Rate

Free

Annual Fee

Up to 10%

Cashback

Interest Rate
Annual Fee	Free
Cashback	Up to 10%

Citi Simplicity

HSBC Amanah MPower Platinum Credit Card-i

15% p.a.

Interest Rate

Free

Annual Fee

Up to 8%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 8%

HSBC Visa Platinum

HSBC Premier World MasterCard

15% p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

AirAsia Visa Platinum

Hong Leong AirAsia Gold & Platinum Visa Card

15% p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

AirAisa Visa

Hong Leong AirAsia Gold Visa

15% p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Hong Leong Emirates HLB World Card-01

Hong Leong Emirates HLB World Card

15% p.a.

Interest Rate

RM 288

Annual Fee

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 288
Cashback	-

Hong Leong GSC Gold Card-01

Hong Leong GSC Gold Card

15% p.a.

Interest Rate

RM 150

Annual Fee

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 150
Cashback	-

Hong Leong Visa Infinite-01

Hong Leong Visa Infinite Card

15% p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Hong Leong Visa Infinite Doctor’s Edition-01

Hong Leong Visa Infinite Doctor’s Edition Card

15% p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Hong Leong Visa Infinite P-01

Hong Leong Visa Infinite P

15% p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Hong Leong Wise Card 62

Hong Leong Wise Card

15% p.a.

Interest Rate

RM 98

Annual Fee

Up to 8%

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 98
Cashback	Up to 8%

Citi LAZADA

Lazada Citi Platinum

15% p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Maybank 2 Card Premier-02

Maybank 2 Card Premier

15% p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Maybank 2 Gold Cards-01

Maybank 2 Gold Cards

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%, RM 50/mth

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%, RM 50/mth

Maybank 2 Platinum Cards-01

Maybank 2 Platinum Cards

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%

Maybank American Express Platinum-01

Maybank American Express Platinum

15% p.a.

Interest Rate

RM 800

Annual Fee

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 800
Cashback	-

Maybank Islamic Ikhwan American Express Platinum Card-i-01

Maybank Islamic Ikhwan American Express Platinum Card-i

15% p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Maybank Islamic Ikhwan Visa Infinite-01

Maybank Islamic Ikhwan Visa Infinite

15% p.a.

Interest Rate

RM 800

Annual Fee

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 800
Cashback	-

Maybank Islamic MasterCard Ikhwan Gold Card-01

Maybank Islamic MasterCard Ikhwan Gold Card

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%, RM 50/mth

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%, RM 50/mth

Maybank Islamic MasterCard Ikhwan Platinum Card-01

Maybank Islamic MasterCard Ikhwan Platinum Card

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%, RM 50/mth

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%, RM 50/mth

Maybank Islamic PETRONAS Gold-i-01

Maybank Islamic PETRONAS Gold-i

15% p.a.

Interest Rate

Free

Annual Fee

Up to 8%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 8%

Maybank Islamic World MasterCard Ikhwan Card-i-01

Maybank Islamic World MasterCard Ikhwan Card-i

15% p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

AEON Japan Club of Kuala Lumpur Credit Card 54

Maybank Manchester United Visa Credit Card

15% p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Maybank Petronas Visa Gold-01

Maybank Petronas Visa Gold

15% p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Maybank Visa Signature-01

Maybank Visa Signature

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%, RM 88/mth

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%, RM 88/mth

Maybank World MasterCard-01

Maybank World MasterCard

15% p.a.

Interest Rate

RM 800

Annual Fee

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 800
Cashback	-

HSBC World Master

OCBC 365 MasterCard

18%p.a.

Interest Rate

RM 100

Annual Fee

Up to 1%

Cashback

Interest Rate	18%p.a.
Annual Fee	RM 100
Cashback	Up to 1%

BSN Visa Cashback Credit Card 49

OCBC World MasterCard

15% p.a.

Interest Rate

Free

Annual Fee

Up to 1.2%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 1.2%

Public Bank AIA Visa Gold 61

Public Bank AIA Visa Gold

15% p.a.

Interest Rate

Free

Annual Fee

Up to 0.2%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 0.2%

Public Bank Gold MasterCard 60

Public Bank Gold MasterCard

15% p.a.

Interest Rate

Free

Annual Fee

Up to 0.1%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 0.1%

Public Petron Visa (2)

Public Bank PETRON Visa Gold

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%

Public Bank Platinum Master Credit Card 59

Public Bank Platinum Master Credit Card

15% p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Public Bank Quantum MasterCard-01

Public Bank Quantum MasterCard

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%

Public Bank Quantum Visa-01

Public Bank Quantum Visa

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%

Public Visa Credit Card

Public Bank Visa Classic Credit Card

15% p.a.

Interest Rate

RM 75

Annual Fee

Up to 1%

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 75
Cashback	Up to 1%

Pubic Visa Gold

Public Bank Visa Gold Credit Card

15% p.a.

Interest Rate

RM 150

Annual Fee

Up to 0.1%

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 150
Cashback	Up to 0.1%

Public Bank Visa Signature-01

Public Bank Visa Signature

15% p.a.

Interest Rate

Free

Annual Fee

Up to 6%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 6%

Public Bank World MasterCard Credit Card-01

Public Bank World MasterCard Credit Card

15% p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Ambank Islamic Carz Visa Platinum

RHB Cashback Credit Card

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%

RHB Rewards Credit Card-01

RHB Rewards Motion Code Credit Card / -i

15% p.a.

Interest Rate

RM 550

Annual Fee

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 550
Cashback	-

BSN Visa Cashback Credit Card 47

RHB SHELL Visa Credit Card

15% p.a.

Interest Rate

Free

Annual Fee

Up to 12%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 12%

RHB Visa Signature

15% p.a.

Interest Rate

Free

Annual Fee

Up to 6%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 6%

RHB World MasterCard

RHB World Master Credit Card

15% p.a.

Interest Rate

Free

Annual Fee

Up to 6%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 6%

Standard Charted Visa Platinum-01

Standard Charted Visa Platinum

15% p.a.

Interest Rate

Free

Annual Fee

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

BSN Visa Cashback Credit Card 46

Standard Chartered JustOne Platinum MasterCard

15% p.a.

Interest Rate

Free

Annual Fee

Up to 15%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 15%

UOB ONE Card-45

UOB ONE CARD PLATINUM

15% p.a.

Interest Rate

RM 168

Annual Fee

Up to 10%

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 168
Cashback	Up to 10%

Hong Leong Emirates HLB Platinum Card 1

UOB PREFERRED PLATINUM CARD

15% p.a.

Interest Rate

RM198

Annual Fee

Cashback

Interest Rate	15% p.a.
Annual Fee	RM198
Cashback	-

AEON Japan Club of Kuala Lumpur Credit Card 55

UOB YOLO VISA

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%

Top Petrol Credit Cards to Choose From<\/h2>\n
$\"\"$ <\/p>\n
Fuel and oil prices are constantly fluctuating. We are currently living in an unstable energy economy, and petrol spending is quite high<\/p>\n
Even though this results from significant political and economic changes, individuals can take the proper steps toward saving up and sustaining themselves on a minimum income.<\/p>\n
Luckily for you, there are many options to save up on the annual fee for your fuel costs. Cars are essential to modern life; even though no one can avoid petrol expenses, you can reduce them. A minimum petrol spend amount on your petrol purchase can help you a lot.<\/p>\n
Petrol credit cards are an excellent opportunity for anyone who wants to save up on fuel costs. However, hundreds of options are available for specific petrol brands, and you must choose the best petrol credit card for your needs.<\/p>\n
This post can help you do exactly that.<\/p>\n<\/div>\n
[\/vc_column_text]
\n
\n
\n
\n
\n \n <\/span>What is Petrol Credit Card? <\/a>\n <\/h5>\n <\/div>\n
\n
\n
A petrol credit card is a cashback card that works only when you frequently purchase fuel and comes under the category of retail spending. There are many cards where users can even get unlimited cash rebates!<\/p>\n\n
It's the same as other cashback cards, but you only get cashback with petrol purchases. So how does this work?<\/p>\n\n
It's pretty simple. Whenever you fuel up your vehicle, you get back a percentage of the money you spent. This amount piles up over time, allowing you to buy additional fuel whenever you want.<\/p>\n\n
Cashback rates<\/a> range from 0.5% to 10%, depending on the card and the gas station you use.<\/p>\n\n
These rewards are usually accumulated weekly or monthly and can provide you with more free petrol and other petrol benefits.<\/p>\n $\"\"$ <\/div>\n <\/div>\n <\/div>\n
\n
\n
\n \n <\/span>Why use a petrol credit card in Malaysia? <\/a>\n <\/h5>\n <\/div>\n
\n
\n
People in Malaysia spend a lot of time in their cars.<\/p>\n\n
Many people travel daily to work and bring their kids back from school. This means they have consistent monthly fuel costs and other car-related expenses.<\/p>\n\n
At the same time, petrol prices<\/a> were far lower in the past.<\/p>\n\n
If you think about other expenses like tolls, registration, maintenance, and repairs, it simply makes sense to try and cut your expense down.<\/p>\n\n
Even though Diesel and RON95 prices haven't changed significantly in the past five years, the Malaysian government was forced to implement weekly prices.<\/p>\n\n
Here are the current prices of fuel in Malaysia:\n
\n
RM2.15 for a liter of Diesel<\/li>\n
RM3.35 for a liter of RON97<\/li>\n
\nRM2.05 for a liter of RON95<\/li>\n<\/ul> \n<\/p> <\/div>\n <\/div>\n <\/div>\n
\n
\n
\n \n <\/span>What is the best petrol credit card Malaysia citizens can get? <\/a>\n <\/h5>\n <\/div>\n
\n
\n
If you're looking for a credit card<\/a> that will work wonders for you, we can safely recommend one of these three options.<\/p>\n\n
However, all of them offer different terms and conditions.<\/p>\n\n
You can check them and learn how they can help you save on petrol purchases. Here are the best credit cards<\/a> in Malaysia to choose from.<\/p>\n
\n
Public Bank Petron Visa Gold\n $\"\"$ \n\nThe Petron Visa Gold<\/a> is a platinum credit card that lets you earn up to 5% cashback if you have a minimum spend of at least RM800 per month on Petron gas stations. It is also compatible with Citi cash.<\/p>\n\n
Your maximum cashback amount is limited to RM50 per month. With this credit card, there's no annual fee or any ongoing expenses.\n\n
You can use it for a cash rebate on petrol or any other purchase at Petron gas stations.<\/p>\n\n
People eligible for this card must be at least 21 with a minimum monthly income of RM2,000. Supplementary cardholders need to be at least 18.<\/p>\n<\/li>
\n
PETRONAS Maybank Visa Gold-i\n $\"\"$ \nWith the Maybank Islamic PETRONAS Gold-i<\/a>, you can earn cashback on all Petronas petrol station purchases. This card lets you earn up to 8% cashback when you fill up on Sundays and Saturdays.<\/p>\n\n
During other days of the week, you can earn 1% cashback with your credit card.<\/p>\n\n
As far as retail spending and entertainment, payments on groceries, education, and utility payments go, you receive TeatsPoints every time you make payments with the Platinum Card-i.<\/p>\n\n
This is one of the best petrol credit cards in Malaysia with no annual fee, and it rightfully earns the status of a top credit card.<\/p>\n\n
To use this petrol cashback card, you must be at least 21 years old and have a minimum income of RM 2,500 per month.<\/p>\n<\/li>
\n
Hong Leong Wise\n $\"\"$ \nHong Leong Wise<\/a> is another platinum credit card for earning cashback on your petrol. It lets you earn up to 8% cashback with a minimum spend of at least RM500 per month. It caters to more than only one petrol brand.<\/p>\n
\nYou can earn cashback on two select active categories: petrol, groceries, travel, entertainment, bookstores, dining, pharmacies, and mobile.<\/p>\n
\nThis card has an RM98 annual fee<\/a> and a minimum monthly income of RM5,000. You can enjoy up to 15RM cashback per purchase.<\/p>\n
\nThis is one of the best petrol credit cards Malaysia<\/a> has to offer.<\/p>\n<\/li>\n<\/ul> \n $\"\"$ \n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n \n \n Choose One Now<\/a>\n \n [\/vc_tta_section][vc_tta_section title=”FAQ’s” tab_id=”1675326945334-11eef09e-af217bba-3247″][vc_column_text]<\/p>\n
FAQ<\/h2>\n
[\/vc_column_text][vc_row_inner css=”.vc_custom_1675331836289{margin-bottom: 30px !important;padding-top: 46px !important;padding-right: 70px !important;padding-bottom: 46px !important;padding-left: 70px !important;background-color: #fef6f5 !important;border-radius: 25px !important;}”][vc_column_inner width=”4\/12″][vc_column_text] $\"\"$ [\/vc_column_text][\/vc_column_inner][vc_column_inner width=”8\/12″][vc_column_text css=”.vc_custom_1660704463008{margin-bottom: 16px !important;}”]A credit card is a convenient tool for people to pay for purchases today, offering many perks and rewards that can add up to more savings for the cardholders.[\/vc_column_text][vc_column_text css=”.vc_custom_1673589066597{margin-bottom: 16px !important;}”]Today, consumers often use credit cards as payment for their purchases since they are convenient and often come with benefits and incentives that can result in additional discounts for cardholders.<\/span> With a wide variety of these cards with various advantages, you might ask how to pick the ideal one for your financial needs.<\/span> We have collected the following FAQ to enable you to understand the most relevant questions regards credit cards, including user conditions,<\/span> interest rates,<\/span><\/a> and primary payment terms.<\/span>[\/vc_column_text][vc_column_text]Here\u2019s a short guide LOANPANDA has compiled to help you understand the credit card requirements, interest rates and basic payment terms.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner]
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\n \n <\/span>What is a fuel credit card? <\/a>\n <\/h5>\n <\/div>\n
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Fuel or petrol cashback credit cards benefit users with specific petrol companies or gas stations\n<\/p>\n
Depending on the card, people can earn cashback on their purchases or reward points.\n<\/p>\n
Before you spend your money on petrol, consider finding a credit card to help you save money.<\/p> <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>How do these cards work? <\/a>\n <\/h5>\n <\/div>\n
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When using a petrol credit card to pay for petrol, you get a portion of your payment back as a reward for your efforts or earn some cash back on a purchase.<\/p>\n\n
For example, when using a 5% card for petrol worth RM100, you get RM5 back.<\/p> <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>What are the requirements for petrol credit cards in Malaysia? Is there an annual fee involved? <\/a>\n <\/h5>\n <\/div>\n
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Every credit card has its terms and conditions. Some ask you to pay an annual fee, others come with interest, and some are free for life.<\/p>\n\n
As far as cashback on petrol is concerned, most cards have a minimum spend and income requirements.<\/p>\n\n
Simply put, you can only get cashback when you spend a certain amount.<\/p>\n\n
For example, if your minimum spend is RM2,000, your credit card can give you 10% back.<\/p>\n\n
However, when you spend less on petrol, the rate is 8%.<\/p> <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>What are the limitations of petrol credit cards in Malaysia? <\/a>\n <\/h5>\n <\/div>\n
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You won't get any cash back on your purchases without reaching a minimum spend of at least RM1,000 during the month.<\/p>\n\n
Certain cards also limit how much cashback you can earn per month (for example, RM100 for a whole month).<\/p>\n\n
Some cards let you earn rewards on specific days (during the weekend) and only when you pay at specific petrol stations.<\/p>\n\n
Cardholders are sometimes required to carry a statement balance of RM2,5000, and more, before becoming eligible for rewards.<\/p>\n\n
Some cashback cards let you save on all purchases at specific gas stations, while others allow you to get rewards only on particular items.<\/p>\n\n
Regarding reward points, you get specific reward points based on the amount spent on petrol.<\/p>\n\n
For example, for each RM100 spent, you might earn one reward point.<\/p>\n\n
These rewards are added to your credit, and you can use them within a limited period. Check the terms and conditions set by the bank before getting your cashback credit card.<\/p> <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>How can I check the rewards\/benefits I've earned? <\/a>\n <\/h5>\n <\/div>\n
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\n Most banks offer mobile banking apps to check your progress through your statement balance or email. <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>How can I use my card rewards on petrol? <\/a>\n <\/h5>\n <\/div>\n
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\n Banks offer multiple options for redeeming rewards. Users can do this through SMS, an online app, a phone call, or email. <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>How do I get a credit card for petrol? <\/a>\n <\/h5>\n <\/div>\n
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Most banks let you apply for credit cards online. Just apply and fill out the necessary personal information. It usually takes banks a couple of days to process your application and respond.<\/p>\n\n
The process is short and requires up to a couple of minutes. Check if the application requires a hard credit check<\/p> <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>Can I apply for credit cards for petrol without a credit history? <\/a>\n <\/h5>\n <\/div>\n
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Some banks don't require credit history, but you will have to provide proof of income and prove that you are able to repay your balance every month.<\/p>\n\n
You might be asked to get a guarantor with positive credit history and provide their information during application.<\/p> <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>How Can I get a cash rebate minimum spend? <\/a>\n <\/h5>\n <\/div>\n
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\n It depends on the bank, but most banks will deliver your card in seven to ten days if approved. <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>What happens if I lose my card? <\/a>\n <\/h5>\n <\/div>\n
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If your card is stolen or lost, you must contact the bank immediately and make an official report. The bank will block your card right away.<\/p>\n\n
If you don't report you've lost your card, the bank won't cover any charges made to your card.<\/p>\n\n
Check all terms and conditions of your petrol credit card Malaysia provider to see if there are any other required steps.<\/p> <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n \n [\/vc_tta_section][\/vc_tta_tabs][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1662354133900{background-color: #f5f5f5 !important;}”][vc_column width=”1\/12″][\/vc_column][vc_column width=”6\/12″ css=”.vc_custom_1658198808293{margin-top: 86px !important;margin-bottom: 86px !important;}” el_id=”footer-on-top”][vc_column_text css=”.vc_custom_1663400130590{margin-bottom: 8px !important;}”]<\/p>\n
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[\/vc_column_text][vc_column_text css=”.vc_custom_1663400216839{margin-bottom: 24px !important;}” el_id=”footer-on-top-subtitle”]Our mission is to deliver reliable, up-to-date tips & advice[\/vc_column_text][vc_column_text css=”.vc_custom_1684984187503{margin-bottom: 8px !important;}” el_id=”footer-on-top-contact-info”] $\"\"$ 011-7074 4194[\/vc_column_text][vc_column_text css=”.vc_custom_1661765868059{margin-bottom: 36px !important;}” el_id=”footer-on-top-contact-info”] $\"\"$ official@loanpanda.com.my<\/p>\n
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[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"
[vc_row css=”.vc_custom_1659507005626{background: #fef6f5 url(https:\/\/loanpanda.com.my\/test\/wp-content\/uploads\/2022\/08\/Frame-4318.png?id=4983) !important;}” el_id=”product-category-subheader”][vc_column][vc_column_text css=”.vc_custom_1661997975282{margin-top: 57px !important;margin-bottom: 57px !important;}”] Best Petrol Cards [\/vc_column_text][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1658978621274{margin-top: 58px !important;margin-bottom: 66px !important;}”][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1676970583911{margin-top: 30px !important;margin-bottom: 30px !important;background-color: #ffffff !important;}”][vc_column css=”.vc_custom_1675333478533{background-color: #ffffff !important;}”][vc_tta_tabs color=”white” active_section=”1″][vc_tta_section title=”Guides” tab_id=”1675326945182-04c5ea33-9c317bba-3247″][vc_column_text] Guides [\/vc_column_text][vc_column_text] Top Petrol Credit Cards to Choose From Fuel and oil prices are constantly fluctuating. We are currently living in […]<\/p>\n","protected":false},"author":8,"featured_media":0,"parent":4880,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"class_list":["post-5998","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/loanpanda.com.my\/test\/wp-json\/wp\/v2\/pages\/5998","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/loanpanda.com.my\/test\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/loanpanda.com.my\/test\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/loanpanda.com.my\/test\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/loanpanda.com.my\/test\/wp-json\/wp\/v2\/comments?post=5998"}],"version-history":[{"count":21,"href":"https:\/\/loanpanda.com.my\/test\/wp-json\/wp\/v2\/pages\/5998\/revisions"}],"predecessor-version":[{"id":14929,"href":"https:\/\/loanpanda.com.my\/test\/wp-json\/wp\/v2\/pages\/5998\/revisions\/14929"}],"up":[{"embeddable":true,"href":"https:\/\/loanpanda.com.my\/test\/wp-json\/wp\/v2\/pages\/4880"}],"wp:attachment":[{"href":"https:\/\/loanpanda.com.my\/test\/wp-json\/wp\/v2\/media?parent=5998"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}