AEON Japan Club of Kuala Lumpur Credit Card 52

AEON Japan Club of Kuala Lumpur Credit Card

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%

Aeon_Visa_Classic-Contactless

AEON NEW AEON Classic Visa / MasterCard

15% p.a.

Interest Rate

RM 30

Annual Fee

Up to 5%, RM 100/mth

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 30
Cashback	Up to 5%, RM 100/mth

AEON Platinum MasterCard-01

AEON Platinum MasterCard

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%, RM 100/mth

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%, RM 100/mth

AEON Platinum Visa-01

AEON Platinum Visa

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%, RM 100/mth

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%, RM 100/mth

Alliance Bank Visa Infinite-01

Alliance Bank Visa Infinite

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Alliance Bank Visa Platinum-01

Alliance Bank Visa Platinum

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Alliance Visa Signature

Alliance Bank Visa Signature

15% p.a.

Interest Rate

RM 148

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 148
Cashback	Up to 5%

AmBank BonusLink Visa Platinum-01

AmBank BonusLink Visa Platinum

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

AEON Visa Gold

AmBank Cash Rebate Visa Platinum

15% p.a.

Interest Rate

Free

Annual Fee

Up to 8%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 8%

AmBank Islamic Visa Infinite Card-i-01

AmBank Islamic Visa Infinite /Card-i

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%

AmBank Islamic Visa Platinum Card-i-01

AmBank Islamic Visa Platinum Card-i

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

AmBank Visa Signature-01

AmBank Islamic Visa Signature / Visa Signature

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

AmBank SIGNATURE Priority Banking Visa Infinite Credit Card-i-01

AmBank SIGNATURE Priority Banking Visa Infinite

15% p.a.

Interest Rate

Free

Annual Fee

RM 188

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	RM 188

AmBank SIGNATURE Priority Banking Visa Infinite Credit Card-i-01

AmBank SIGNATURE Priority Banking Visa Infinite Credit Card-i

15% p.a.

Interest Rate

Free

Annual Fee

RM 188

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	RM 188

AmBank UnionPay Platinum Card-01

AmBank UnionPay Platinum Card

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

BSN Visa

BSN Classic Card-i

13.50%p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	13.50%p.a.
Annual Fee	Free
Cashback	-

UOB Prvimiles Visa Platinum

BSN G-Card Visa Credit Card-i

8.88%p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	8.88%p.a.
Annual Fee	Free
Cashback	-

BSN Gold Card 64

BSN Gold Card

13.50%p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	13.50%p.a.
Annual Fee	Free
Cashback	-

BSN Platinum Credit Card/ Card-i 56

BSN Platinum Credit Card/ Card-i

13.50%p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	13.50%p.a.
Annual Fee	Free
Cashback	-

BSN Platinum-01

BSN Platinum MasterCard / Visa

13.50%p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	13.50%p.a.
Annual Fee	Free
Cashback	-

BSN Visa Cashback Credit Card 50

BSN Visa Cashback Credit Card

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%

Bank Islam Visa Infinite Credit Card-i 01

Bank Islam Visa Infinite Business Credit Card-i

13.50%p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	13.50%p.a.
Annual Fee	Free
Cashback	-

Bank Islam Visa Infinite Credit Card-i 66

Bank Islam Visa Infinite Credit Card-i

13.50%p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	13.50%p.a.
Annual Fee	Free
Cashback	-

Bank Islam Visa Infinite Credit Card-i 65

Bank Islam World MasterCard-i

13.50%p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	13.50%p.a.
Annual Fee	Free
Cashback	-

Bank Rakyat Orange MasterCard

Bank Rakyat Classic Credit Card-i / Gold Credit Card-i

13.50%p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	13.50%p.a.
Annual Fee	Free
Cashback	-

Bank Rakyat MasterCard

Bank Rakyat Muslimah Credit Card-i

13.50%p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	13.50%p.a.
Annual Fee	Free
Cashback	-

Bank Rakyat Platinum

Bank Rakyat Platinum Credit Card-i

13.50%p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	13.50%p.a.
Annual Fee	Free
Cashback	-

CIMB Enrich MasterCard

CIMB Enrich World Elite MasterCard

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

CIMB e Credit Card-01

CIMB e Credit Card

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Citi Business Platinum

Citi Business Platinum

15% p.a.

Interest Rate

Free

Annual Fee

Up to 1.2%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 1.2%

CIMB Petronas MasterCard

Citi CashBack MasterCard

15% p.a.

Interest Rate

Free

Annual Fee

Up to 10%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 10%

Citi Clear MasterCard

Citi Clear MasterCard

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Citi Premiermiles

Citi Premier Miles MasterCard

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Citi Prestige

Citi Prestige MasterCard

15% p.a.

Interest Rate

RM 1,000

Annual Fee

Up to RM 500/mth

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 1,000
Cashback	Up to RM 500/mth

Citi Rewards

Citi Rewards MasterCard

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Citi Simplicity (2)

Citi Simplicity MasterCard

Interest Rate

Free

Annual Fee

Up to 10%

Cashback

Interest Rate
Annual Fee	Free
Cashback	Up to 10%

HSBC Platinum MasterCard and Visa-02

HSBC Platinum MasterCard and Visa

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

HSBC Visa Platinum

HSBC Premier World MasterCard

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

HSBC Visa Signature Card-01

HSBC Visa Signature Card

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

AirAsia Visa Platinum

Hong Leong AirAsia Gold & Platinum Visa Card

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Hong Leong Emirates HLB World Card-01

Hong Leong Emirates HLB World Card

15% p.a.

Interest Rate

RM 288

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 288
Cashback	-

Hong Leong GSC Gold Card-01

Hong Leong GSC Gold Card

15% p.a.

Interest Rate

RM 150

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 150
Cashback	-

Hong Leong Emirates HLB Platinum Card 2

Hong Leong Sutera Platinum Card

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Hong Leong Wise Card 62

Hong Leong Wise Card

15% p.a.

Interest Rate

RM 98

Annual Fee

Up to 8%

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 98
Cashback	Up to 8%

Citi LAZADA

Lazada Citi Platinum

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Maybank 2 Card Premier-02

Maybank 2 Card Premier

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Maybank 2 Gold Cards-01

Maybank 2 Gold Cards

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%, RM 50/mth

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%, RM 50/mth

Maybank 2 Platinum Cards-01

Maybank 2 Platinum Cards

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%

Maybank American Express Platinum-01

Maybank American Express Platinum

15% p.a.

Interest Rate

RM 800

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 800
Cashback	-

Maybank GRAB MasterCard Platinum Credit Card-01

Maybank GRAB MasterCard Platinum Credit Card

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Maybank Islamic Ikhwan American Express Platinum Card-i-01

Maybank Islamic Ikhwan American Express Platinum Card-i

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Maybank Islamic Ikhwan Visa Infinite-01

Maybank Islamic Ikhwan Visa Infinite

15% p.a.

Interest Rate

RM 800

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 800
Cashback	-

Maybank Islamic MasterCard Ikhwan Gold Card-01

Maybank Islamic MasterCard Ikhwan Gold Card

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%, RM 50/mth

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%, RM 50/mth

Maybank Islamic MasterCard Ikhwan Platinum Card-01

Maybank Islamic MasterCard Ikhwan Platinum Card

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%, RM 50/mth

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%, RM 50/mth

Maybank Islamic PETRONAS Gold-i-01

Maybank Islamic PETRONAS Gold-i

15% p.a.

Interest Rate

Free

Annual Fee

Up to 8%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 8%

AEON Japan Club of Kuala Lumpur Credit Card 54

Maybank Manchester United Visa Credit Card

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Maybank Petronas Visa Gold-01

Maybank Petronas Visa Gold

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Maybank Shopee Visa Platinum Credit Card-01

Maybank Shopee Visa Platinum Credit Card

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Maybank Visa Signature-01

Maybank Visa Signature

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%, RM 88/mth

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%, RM 88/mth

HSBC World Master

OCBC 365 MasterCard

18%p.a.

Interest Rate

RM 100

Annual Fee

Up to 1%

Cashback

Interest Rate	18%p.a.
Annual Fee	RM 100
Cashback	Up to 1%

BSN Visa Cashback Credit Card 49

OCBC World MasterCard

15% p.a.

Interest Rate

Free

Annual Fee

Up to 1.2%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 1.2%

Public Bank AIA Visa Gold 61

Public Bank AIA Visa Gold

15% p.a.

Interest Rate

Free

Annual Fee

Up to 0.2%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 0.2%

Public Bank Gold MasterCard 60

Public Bank Gold MasterCard

15% p.a.

Interest Rate

Free

Annual Fee

Up to 0.1%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 0.1%

Public Bank Platinum Master Credit Card 59

Public Bank Platinum Master Credit Card

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Public Bank Quantum MasterCard-01

Public Bank Quantum MasterCard

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%

Public Bank Quantum Visa-01

Public Bank Quantum Visa

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%

Public Visa Credit Card

Public Bank Visa Classic Credit Card

15% p.a.

Interest Rate

RM 75

Annual Fee

Up to 1%

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 75
Cashback	Up to 1%

Pubic Visa Gold

Public Bank Visa Gold Credit Card

15% p.a.

Interest Rate

RM 150

Annual Fee

Up to 0.1%

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 150
Cashback	Up to 0.1%

Public Bank Visa Signature-01

Public Bank Visa Signature

15% p.a.

Interest Rate

Free

Annual Fee

Up to 6%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 6%

Public Bank World MasterCard Credit Card-01

Public Bank World MasterCard Credit Card

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Ambank Islamic Carz Visa Platinum

RHB Cashback Credit Card

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%

RHB Rewards Credit Card-01

RHB Rewards Motion Code Credit Card / -i

15% p.a.

Interest Rate

RM 550

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 550
Cashback	-

RHB Visa Signature

RHB Visa Signature

15% p.a.

Interest Rate

Free

Annual Fee

Up to 6%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 6%

RHB World MasterCard

RHB World Master Credit Card

15% p.a.

Interest Rate

Free

Annual Fee

Up to 6%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 6%

Singapore Airlines KrisFlyer American Express Gold-01

Singapore Airlines KrisFlyer American Express Gold

18%p.a.

Interest Rate

RM 100

Annual Fee

-

Cashback

Interest Rate	18%p.a.
Annual Fee	RM 100
Cashback	-

Standard Charted Visa Platinum-01

Standard Charted Visa Platinum

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

RHB Cashback MasterCard

Standard Chartered Liverpool FC Cashback

15% p.a.

Interest Rate

Free

Annual Fee

Up to 0.5%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 0.5%

UOB ONE Card-45

UOB ONE CARD PLATINUM

15% p.a.

Interest Rate

RM 168

Annual Fee

Up to 10%

Cashback

Interest Rate	15% p.a.
Annual Fee	RM 168
Cashback	Up to 10%

Hong Leong Emirates HLB Platinum Card 1

UOB PREFERRED PLATINUM CARD

15% p.a.

Interest Rate

RM198

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	RM198
Cashback	-

UOB VIsa Platinum

UOB PRVI MILES VISA

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

Hong Leong Emirates HLB Platinum Card

UOB VISA INFINITE CARD

15% p.a.

Interest Rate

Free

Annual Fee

-

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	-

AEON Japan Club of Kuala Lumpur Credit Card 55

UOB YOLO VISA

15% p.a.

Interest Rate

Free

Annual Fee

Up to 5%

Cashback

Interest Rate	15% p.a.
Annual Fee	Free
Cashback	Up to 5%

{"id":6008,"date":"2022-08-30T17:16:55","date_gmt":"2022-08-30T09:16:55","guid":{"rendered":"http:\/\/loanpanda.com.my\/staging-test\/?page_id=6008"},"modified":"2023-05-25T11:23:42","modified_gmt":"2023-05-25T03:23:42","slug":"dining","status":"publish","type":"page","link":"https:\/\/loanpanda.com.my\/test\/credit-cards\/dining\/","title":{"rendered":"Best Dining Cards"},"content":{"rendered":"

[vc_row css=”.vc_custom_1659507005626{background: #fef6f5 url(https:\/\/loanpanda.com.my\/test\/wp-content\/uploads\/2022\/08\/Frame-4318.png?id=4983) !important;}” el_id=”product-category-subheader”][vc_column][vc_column_text css=”.vc_custom_1661999882667{margin-top: 57px !important;margin-bottom: 57px !important;}”]<\/p>\n

Best Dining Cards<\/h1>\n
[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1658978621274{margin-top: 58px !important;margin-bottom: 66px !important;}”][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1675333466957{margin-top: 30px !important;margin-bottom: 30px !important;background-color: #ffffff !important;}”][vc_column css=”.vc_custom_1675333478533{background-color: #ffffff !important;}”][vc_tta_tabs color=”white” active_section=”1″][vc_tta_section title=”Guides” tab_id=”1675326945182-04c5ea33-9c31866f-531b”][vc_column_text]<\/p>\n

Guides<\/h2>\n
[\/vc_column_text][vc_column_text]<\/p>\n
\n
Best Dining Credit Card Malaysia<\/h1>\n
$\"\"$ <\/p>\n
Malaysia is a foodie\u2019s haven spotting numerous eateries, including fine dining restaurants, food courts, and street food serving Chinese, Indian, Malay, and continental cuisine. Consequently, one statistical report shows that 86.8% of Malaysians eat out or order food weekly.<\/p>\n
Although dining is affordable in Malaysia, you could save more cashback on dining if you use credit cards for eating out. However, which is the best credit card for dining in Malaysia?<\/p>\n
Below is an overview of the best dining credit cards in Malaysia<\/b> based on an annual fee, cashback, minimum spend, and other benefits.<\/p>\n
$\"\"$ <\/p>\n<\/div>\n
[\/vc_column_text]
\n
\n
\n
\n
\n \n <\/span>What are dining credit cards? <\/a>\n <\/h5>\n <\/div>\n
\n
\n
Credit cards for dining out are bank-issued credit cards that include paying for food as a bonus category. Such credit cards allow you to earn cashback<\/a> and other rewards points if you use them to pay for food.\u00a0<\/p>\n\n
The best dining rewards credit card<\/b> offers a welcome bonus and allows you to earn bonus points from traditional sit-down restaurants and takeout orders fulfilled via food delivery services. Some will enable you to earn up to 15% cashback on all food payments.\n<\/p>\n
However, credit card companies and banks typically stipulate terms and conditions for the bonuses you earn with such cards. Such terms and conditions include an annual fee and a spending limit on the first three months since receiving the credit card.\u00a0<\/p>\n\n
Also, banks and credit card companies typically issue credit cards with multiple bonus categories apart from dining. Such categories include fuel, groceries, mileage, shopping, utilities, and complimentary access to various other services.<\/p>\n\n
Therefore, consider other bonus categories that will earn you maximum discounts when applying for the best credit card for dining<\/b>.<\/p>\n\n
1. Alliance Bank Visa Infinite<\/h3>\nThe Alliance Bank Visa Infinite Card<\/a> earns the cardholder a 1x timeless bonus for dining expenditures. Moreover, the card comes with a 0% instalment payment plan at all participating merchant outlets.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\n<\/p>\n
Besides the cash back on dining, the card offers consumers rewards on other bonus categories, including travel, groceries, and an 8X timeless bonus on online shopping. Therefore it is the best credit card for shopping and dining<\/b> in Malaysia.<\/p>\n $\"\"$ \n\n
Also, the credit card has zero annual fees because the bank waives the fee for the first year. Moreover, you can receive an annual fee waiver on the subsequent year(s) if you swipe it at least 12 times (no minimum spend).<\/p>\n\n
However, this card includes a 15% p.a. interest rate. Nonetheless, a 0% instalment payment plan at all participating merchant outlets makes the card worthwhile. Although you do not receive any cash reward, any adult with an RM5000 annual income can apply for this card.<\/p>\n $\"\"$ \n
2. Hong Leong Wise Card<\/h3>\n
The Hong Leong Wise Card is best for dining because it earns you cash through an 8% cashback rate and allows you to earn up to 10% cash back on two select categories.\n<\/p>\n
Besides dining, other bonus categories where you can earn up to 8% cash back include groceries, utilities, and petrol. You can earn a cumulative cashback of RM100 on the card with a minimum of ten transactions worth RM50 or more.<\/p>\n\n
Also, the Hong Leong Wise Card is among the best credit cards for dining if you have an annual income of at least RM2000. The card is accessible to a principal and a supplementary card holder. However, it charges an annual fee to both cardholders.<\/p>\n $\"\"$ \n
3. AEON NEW AEON Classic Visa\/Mastercard<\/h3>\n
A percentage limit of 5 cash back on dining, groceries, and shopping or an RM100 cash reward monthly is what you get with the AEON NEW AEON Classic Visa\/Mastercard.<\/p>\n
\nBesides the timeless reward points on the card, you can earn other bonuses during AEON festivities or when you shop at AEON outlets. Although the card has a 30RM annual fee and a 15% interest rate, it includes a 0% interest payment plan that stretches for up to 36 months.<\/p>\n $\"\"$ \n
4. HSBC Platinum Mastercard & Visa<\/h3>\n
The HSBC Platinum Mastercard & Visa is among the best dining cards you can find on the Malaysian credit card scene. As a cardholder, you can earn up to 8x reward points on dining, 5X reward points for online merchants, and complimentary Plaza Premium access. Therefore, it is the best dining out credit card for exclusive offers.<\/p>\n\n
Besides being best for exclusive offers, the card has no annual fee. Moreover, cardholders with a minimum monthly income of RM3000 enjoy a 0% interest payment plan with no handling fees.<\/p>\n $\"\"$ \n\n\n
5. Maybank GRAB Mastercard Platinum<\/h3>\n
The Maybank GRAB Mastercard Platinum credit card earns you five points for every 1 Ringgit spent on the GRAB app, including ordering food online.<\/p>\n
\nIt also features fantastic welcome offers, including 1000 GRAB points and a GRABFood voucher upon activation. The card has no annual fee and features flexible payment plans.<\/p>\n $\"\"$ \n\n
6. Maybank Shopee Visa Platinum Credit Card<\/h3>\n
Like the GRAB credit card, the Maybank Shopee card features a generous welcome offer of 5000 Shopee coins if you spend at least RM300 in the first month. Second, it awards 4X Shopee coins for dining every 28th of the month.<\/p>\n\n
The Shopee coins have a lifetime value. Also, the card does not include any annual fee and offers easy, interest-free payment plans.<\/p>\n $\"\"$ <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n \n \n Choose One Now<\/a>\n \n [\/vc_tta_section][vc_tta_section title=”FAQ’s” tab_id=”1675326945334-11eef09e-af21866f-531b”][vc_column_text]<\/p>\n
FAQ<\/h2>\n
[\/vc_column_text][vc_row_inner css=”.vc_custom_1675331836289{margin-bottom: 30px !important;padding-top: 46px !important;padding-right: 70px !important;padding-bottom: 46px !important;padding-left: 70px !important;background-color: #fef6f5 !important;border-radius: 25px !important;}”][vc_column_inner width=”4\/12″][vc_column_text] $\"\"$ [\/vc_column_text][\/vc_column_inner][vc_column_inner width=”8\/12″][vc_column_text css=”.vc_custom_1660704463008{margin-bottom: 16px !important;}”]A credit card is a convenient tool for people to pay for purchases today, offering many perks and rewards that can add up to more savings for the cardholders.[\/vc_column_text][vc_column_text css=”.vc_custom_1673589066597{margin-bottom: 16px !important;}”]Today, consumers often use credit cards as payment for their purchases since they are convenient and often come with benefits and incentives that can result in additional discounts for cardholders.<\/span> With a wide variety of these cards with various advantages, you might ask how to pick the ideal one for your financial needs.<\/span> We have collected the following FAQ to enable you to understand the most relevant questions regards credit cards, including user conditions,<\/span> interest rates,<\/span><\/a> and primary payment terms.<\/span>[\/vc_column_text][vc_column_text]Here\u2019s a short guide LOANPANDA has compiled to help you understand the credit card requirements, interest rates and basic payment terms.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner]
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\n \n <\/span>Who are we? <\/a>\n <\/h5>\n <\/div>\n
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LOANPANDA<\/a> is a Malaysian loan comparison platform that empowers Malaysians to make informed financial decisions and meet their financial pals. We offer side-by-side comparisons on credit cards, personal loans<\/a>,\u00a0 crowdfunding, government grants, business loans, and other financial product.<\/p>\n $\"\"$ \n
Besides being best for financial product comparison, our goal is to ensure that you get optimum value from financial resources. Therefore, we offer tips on utilizing various financial products and identifying the loan characteristics best for your needs.\u00a0<\/p>\n\n
Moreover, we offer tools like online calculators<\/a> that you can use to see how much credit you qualify for and allow you to apply for the credit directly from our platform. Also, all the information on our platform is up-to-date.<\/p>\n\n
It includes reviews on products where you can earn up to 8% cash back on dining and other bonus categories, the best dining cards, credit cards with no annual fee, and other helpful insights.<\/p>\n $\"\"$ <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>Why Use LOANPANDA? <\/a>\n <\/h5>\n <\/div>\n
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LOANPANDA is the go-to financial product comparison platform for the following reasons.<\/p>\n
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The comprehensive platform features insights on various financial products, including cards with 5 cash back on different spending categories. Other financial products include personal loans and mortgage loans<\/a>.<\/li>\n
LOANPANDA is a safe and secure platform that prioritizes user privacy and confidentiality.<\/li>\n
Rather than churning out generic financial solutions, the platform has qualified financial consultants on standby to offer professional guidance on the financial products ideal for your current financial situation and long-term goals.\u00a0<\/li>\n
The platform upholds transparency from the word go and does not include any hidden fees in its charges.<\/li> \n\n\n
\nLOANPANDA is an independent entity with zero affiliations to any financial institution with products featured on its platform. The lack of conflict of interest makes it a reliable source of financial advice. Therefore, you can rest assured that you are dealing with a partner solely on your side. <\/li>\n
\nThe platform has an intuitive, user-friendly interface and simplified financial literacy resources ideal for users from diverse backgrounds. <\/li>\n<\/ul> \n $\"\"$ \n\n\n\n\n\n\n\n\n <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>What Protection Mechanism Does LOANPANDA\u00a0 Have To Bar Fraudsters And Scammers? <\/a>\n <\/h5>\n <\/div>\n
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The platform supports an ID verification feature that works two ways. First, it prevents unauthorized parties from accessing user credentials.<\/p>\n\n
Second, the ID verification feature prompts users to verify the platform\u2019s financial consultants\u2019 credentials before proceeding with the consultation.<\/p> <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>What Is LOANPANDA\u2019s Mission? <\/a>\n <\/h5>\n <\/div>\n
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LOANPANDA\u201ds primary goal is to avail financial resources and tools to Malaysians by delivering reliable-up-to-date insights on various financial resources.<\/p>\n\n
Moreover, the platform connects users with financial consultants offering guidance and customized financial solutions.<\/p>\n $\"\"$ \n <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>Which Communication Channels Can I Use To Contact LOANPANDA And Access Their Services? <\/a>\n <\/h5>\n <\/div>\n
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\n ou can contact LOANPANDA via phone at 011-5508 9898 or via its official email address. official@loanpanda.com.my, and the platform\u2019s team shall link you with a professional financial consultant<\/a>.\n $\"\"$ <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>What Are The Top Credit Cards For Dining-Out in Malaysia? <\/a>\n <\/h5>\n <\/div>\n
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Malaysian dining cards have unique bonuses and terms and conditions to meet diverse consumer needs.<\/p>\n
\nTherefore, comparing the various terms and conditions using LOANPANDA\u2019s comparison function is the easiest way to identify the best dining cards.\u00a0<\/p>\n
\nYou can compare features like whether the credit card includes an annual fee or no annual fee, the cash back on dining, and other bonus rewards included in the credit card.<\/p>\n
\nFor example, you can earn up to 10% cash back with the Hong Leong Wise Card, while other cards only allow you to earn up to 1% cash back or 100RM per month based on minimum spending.<\/p>\n $\"\"$ <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>Do All Dining Credit Cards Charge An Annual Fee? <\/a>\n <\/h5>\n <\/div>\n
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Some cards come with an annual fee, while others include no annual fee.<\/p>\n
\nFor example, the AEON NEW AEON Classic Visa\/Mastercard charges an annual fee, while the HSBC Platinum Mastercard & Visa charges no annual fee.\u00a0<\/p>\n
\nTherefore, read the terms and conditions before applying for any card. Despite the annual fee, you can still earn up to the maximum cash back on dining with the best dining card.<\/p>\n $\"\"$ \n <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>What Credit Card Type Has The Best Cashback On Dining Offer? <\/a>\n <\/h5>\n <\/div>\n
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Although all cards have some form of reward, not all offer cash back on dining. Second, some creditors may offer cash back on all dining categories.<\/p>\n
\nIn contrast, others offer cash back on dining at specific establishments or traditional in-restaurant dining while excluding the bonus on home food delivery.<\/p>\n
\nTherefore, read the fine print on each credit card as laid out in LOANPANDA\u2019s descriptions before applying for the cash-back dining card.<\/p> <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>What Is The Maximum Cash Back I Can Earn From The Best Dining Credit Cards?\u00a0 <\/a>\n <\/h5>\n <\/div>\n
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Card issuers like banks and credit card companies use different parameters to stipulate cash-back amounts.<\/p>\n
\nFor starters, some cards feature the cashback rate expressed as a percentage, and cardholders can earn up to 1% or as much as up to 10% in cash back.<\/p>\n
\nMoreover, the cardholder may have varying cash back on dining in different establishments and restaurant categories.<\/p>\n\n
On the other hand, some cardholders issue a specific monthly cash-back amount, depending on the minimum amount spent.<\/p>\n
\nAlso, the cashback amount on a card extends to different bonus categories. Therefore, consider the minimum spend and the cashback rate before applying for the cashback dining card.<\/p> <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>Do All Credit Cards For Eating Out Charge Annual Fees? <\/a>\n <\/h5>\n <\/div>\n
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No. Some dining cards allow you to earn up to the maximum cashback amount without charging an annual fee.<\/p>\n
\nHowever, the absence of an annual fee does not automatically translate to a good deal.<\/p>\n
\nSome cards charge an annual fee yet have better cashback rewards and no minimum spend, yet others do not charge an annual fee, yet cardholders receive less than 5 cash back on dining.<\/p>\n
\nTherefore, consider the annual fee alongside the reward when deciding whether to apply for a card with no annual fees.<\/p> <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>Which Credit Card Offers The Best Deals On The First Three Months? <\/a>\n <\/h5>\n <\/div>\n
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Different dining cards have different terms and conditions.<\/p>\n
\nMoreover, some have sign-up bonuses and gifts, so inquire about such bonuses and gifts if having a special deal within the first three months is your priority.<\/p> <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>Which are the Best Dining Credit Cards To Use If I Eat Out Often? <\/a>\n <\/h5>\n <\/div>\n
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These cards primarily target Malaysians who prefer frequenting eateries to cooking at home. However, the best dining card for such foodies depends on the food establishment type frequented.\u00a0<\/p>\n
\nFor starters, some cards only include cash back on dining in select establishments but give reward points for other establishments.<\/p>\n
\nSecond, some card issuers may have higher cash back on dining for certain restaurant types (e.g. fine dining restaurants) and lower rates for specific eatery categories (like fast food restaurants).\u00a0<\/p>\n
\nMoreover, some cards offer exclusive access to select clubs and establishments. Therefore, the best dining card should suit your outdoor eating preferences.<\/p> <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>Which Are The Best Malaysian Credit Cards To Dine Out? <\/a>\n <\/h5>\n <\/div>\n
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Recommending the best Malaysian dining cards is challenging because the final verdict lies with your preferences.<\/p>\n
\nHowever, the dining cards recommended above have the most favourable terms and conditions, including no annual fee, high cash back on dining (earn percentages above 5 cash back on dining), and favourable repayment plans.<\/p> <\/div>\n <\/div>\n <\/div>\n
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\n \n <\/span>Which Dining CreditCards In Singapore Include A Sign-up Bonus? <\/a>\n <\/h5>\n <\/div>\n
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Some of these cards feature sign-up bonuses in the form of cash rewards or merchandise.<\/p>\n
\nFor example, the HBSC Visa Platinum card highlighted above includes an RM1000 sign-up bonus, while the Alliance Bank Visa Infinite card\u2019s sign-up bonus features gadgets and gismos.\u00a0<\/p>\n
\nHowever, the sign-up bonuses last for limited durations. Second, most credit card issuers stipulate that the cardholder must spend a specified amount within the first month to qualify for the sign-up bonus.<\/p> <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n \n [\/vc_tta_section][\/vc_tta_tabs][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1662354133900{background-color: #f5f5f5 !important;}”][vc_column width=”1\/12″][\/vc_column][vc_column width=”6\/12″ css=”.vc_custom_1658198808293{margin-top: 86px !important;margin-bottom: 86px !important;}” el_id=”footer-on-top”][vc_column_text css=”.vc_custom_1663400130590{margin-bottom: 8px !important;}”]<\/p>\n
We Are Here to Help<\/h1>\n
[\/vc_column_text][vc_column_text css=”.vc_custom_1663400216839{margin-bottom: 24px !important;}” el_id=”footer-on-top-subtitle”]Our mission is to deliver reliable, up-to-date tips & advice[\/vc_column_text][vc_column_text css=”.vc_custom_1684985013871{margin-bottom: 8px !important;}” el_id=”footer-on-top-contact-info”] $\"\"$ 011-7074 4194[\/vc_column_text][vc_column_text css=”.vc_custom_1661765868059{margin-bottom: 36px !important;}” el_id=”footer-on-top-contact-info”] $\"\"$ official@loanpanda.com.my<\/p>\n
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[\/vc_column_text][vc_row_inner][vc_column_inner el_id=”footer-on-top-btn-left” css=”.vc_custom_1663400583680{margin-bottom: 16px !important;padding-left: 0px !important;}”]\n Meet The Consultant<\/a>\n \n [\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=”4\/12″ el_id=”footer-on-top-img” offset=”vc_hidden-xs”][vc_single_image image=”4634″ img_size=”full”][\/vc_column][vc_column width=”1\/12″][\/vc_column][\/vc_row][vc_row][vc_column][vc_raw_js]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[\/vc_raw_js][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"
[vc_row css=”.vc_custom_1659507005626{background: #fef6f5 url(https:\/\/loanpanda.com.my\/test\/wp-content\/uploads\/2022\/08\/Frame-4318.png?id=4983) !important;}” el_id=”product-category-subheader”][vc_column][vc_column_text css=”.vc_custom_1661999882667{margin-top: 57px !important;margin-bottom: 57px !important;}”] Best Dining Cards [\/vc_column_text][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1658978621274{margin-top: 58px !important;margin-bottom: 66px !important;}”][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1675333466957{margin-top: 30px !important;margin-bottom: 30px !important;background-color: #ffffff !important;}”][vc_column css=”.vc_custom_1675333478533{background-color: #ffffff !important;}”][vc_tta_tabs color=”white” active_section=”1″][vc_tta_section title=”Guides” tab_id=”1675326945182-04c5ea33-9c31866f-531b”][vc_column_text] Guides [\/vc_column_text][vc_column_text] Best Dining Credit Card Malaysia Malaysia is a foodie\u2019s haven spotting numerous eateries, including fine dining restaurants, food courts, […]<\/p>\n","protected":false},"author":8,"featured_media":0,"parent":4880,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"class_list":["post-6008","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/loanpanda.com.my\/test\/wp-json\/wp\/v2\/pages\/6008","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/loanpanda.com.my\/test\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/loanpanda.com.my\/test\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/loanpanda.com.my\/test\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/loanpanda.com.my\/test\/wp-json\/wp\/v2\/comments?post=6008"}],"version-history":[{"count":22,"href":"https:\/\/loanpanda.com.my\/test\/wp-json\/wp\/v2\/pages\/6008\/revisions"}],"predecessor-version":[{"id":14932,"href":"https:\/\/loanpanda.com.my\/test\/wp-json\/wp\/v2\/pages\/6008\/revisions\/14932"}],"up":[{"embeddable":true,"href":"https:\/\/loanpanda.com.my\/test\/wp-json\/wp\/v2\/pages\/4880"}],"wp:attachment":[{"href":"https:\/\/loanpanda.com.my\/test\/wp-json\/wp\/v2\/media?parent=6008"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}