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Many consumers consider the perks and benefits of a credit card while making their decision. Discounts, privileges, unique access, promotions, and reward points are just a few examples. However, credit cards also have debt management features that we should be aware of. Take, for example, easy payment plans (EPPs) and debt transfers. The first allows […]
There are often a lot of questions when it comes to personal loans. In this article, we will cover a few facts that people are curious about for your reference. 1. How much you can borrow depends on the bank. The quantity of money you can borrow from a bank for personal financing is determined by […]
For some people, a credit card is a convenient method to pay for things they wouldn’t normally be able to afford. Others, though, see it as a tool employed by banks to hold us in debt for the rest of our lives. In fact, it might be any of these things, for that the user […]
Usually, your bank debit card will expire every five to seven years. You will no longer be able to use it after that period of time. Bank credit cards, on the other hand, have a shorter expiration date. However, renewal is frequently automated, and new cards are often mailed to cardholders. Debit users experience the inconvenience […]
Many individuals consider their home to be one of the most valuable investments and things they will ever own. Given its high worth, it only makes sense to insure it against potential damage. Examples such as fires, break-ins, and other natural catastrophes, require householder or homeowner insurance. In fact, some people may dismiss the importance […]
Most loan defaulters will now face a blacklist, a low credit rating, late payment penalties, and other circumstances.. However, that is not all of the consequences you will receive. Below are the examples of how banks can punish you if you don’t pay back these types of loans. Consequences of Different Loans 1. Credit Cards or Personal Loans Failure […]
Nowadays, although most people have some small savings in the bank, there are still moments when they need to borrow money from the bank for emergency liquidity. If you need money for some reason, the quickest way is to get a personal loan from a nearby bank. Before you get it, there are some terms […]
Credit cards have re-identified the traditional payments as they bring convenience and efficiency to our lives. We can purchase goods and services by just tapping our credit cards. If we know how credit cards work, it will make our lives better. There are some ideas that we have to consider before we apply for our first credit cards. Understanding […]
Starting from 18 February 2022, individuals in Malaysia who wish to register with the ECCRIS can do so directly online, no need to visit any branch of Bank Negara Malaysia (BNM) or Credit consulting and Debt Management Agency (AKPK) . According to a new user registration program released by the National Bank, individuals can now […]
The Employees Provident Fund (EPF) expects to declare a dividend of 5.2% to 6.0% in 2021, on the back of rising gross investment and improving capital market performance, the economists said. Commentary by Economist Mohd Afzanizam Abdul Rashid Mohd Afzanizam Abdul Rashid, chief economist of Malaysia’s Islamic Bank BHD, said the dividend could be between […]
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