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3 Tips to Get Out of Bank Negara Blacklist

It is often unpleasant to be in the blacklist of a corporation, especially when it is Bank Negara. We always hear from our customers that they have been blacklisted by Bank Negara. If you have been blacklisted by the CCRIS system, do not panic and note the tips below. Why and How? You may wonder […]

Two Reasons to Get a Credit Report (CCRIS)

We have all been told how important it is to have a decent credit report very often. It is ideal to have a perfect credit score, but even if yours is a bit blemished, the first step to improving it is to figure out what is causing your issues. Your credit report is not only accessible to financial institutions and creditors. You can […]

Choosing the Right Loan for Your Business

Taking out the wrong loan could be disastrous for your company. If your business cannot keep up with the monthly payments, it could put you in deeper debt. It also could also harm your company’s finances and reputation if you default on your small business loan. These may be avoided if you correctly manage your […]

Reasons of Choosing More Than One Bank

Having many accounts in different banks can provide better interest rates as well as other benefits. Here are some reasons why it is beneficial to have more than one bank account: 1. Savings are more secured. Do not deposit all of your earnings into one account. Besides, do not use the same account that you use to […]

How to Prevent Online Scam?

Online scam is the types of frauds that individuals fall prey to the most in this day and age of internet. As a result, it’s critical to understand the fundamentals of avoiding being conned out of our money over the internet. While we know some of you are already aware of these methods, here are […]

What’s SME Loans?

Helping enterprises increase working capital, enterprises can apply for and obtain a low interest fund from Malaysia’s top commercial banks to assist their business turnover and expand business scale. What is SME? SMEs are small and medium-sized enterprises. Refers to a small business relative to a large one in terms of full-time employment or annual […]

Tips to Buying a House

Buying a house does not look as easy as it is. You need to firstly understand home loans, mortgages and knowledge of real estate. Furthermore, it is crucial to understand a few tips before making a choice. To start off with, understand that houses are frequently too pricey to acquire with just your cash on […]

Budget 2022

3 Main Focus Areas:Recovery、Resilience and Reform Keluarga Malaysia, Makmur Sejahtera Finance Minister Tengku Datuk Seri Zafrul Tengku Abdul Aziz has unveiled Budget 2022 amounting to RM332.1bil, the highest allocation compared with previous budgets. A total of RM23 billion has been allocated for the Covid-19 fund, RM233.5 billion for operational expenditure and RM75.6 billion for development. […]

How to Choose a Bank?

Banking is almost inevitable these days, no matter it is using credit cards or e-payment. In terms of choosing a bank, there are a few aspects that you need to think about. Location of the Bank Despite more and more businesses moving online, banks in Malaysia still require you to submit your papers in person. […]

Conventional Banking V.S. Islamic Banking

Conventional banking generates profits by charging loans interest and investing in other assets. Islamic banking employs Islamic principles and Syariah regulations in the creation of banking products. It charges profit rates rather than interest rates. There are a variety of banking products, either conventional or islamic. The following are some suggestions that may assist you in […]

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