Promotion

Groceries

• 8% cashback (on all grocery if total monthly spending is up to RM1,500)
• 1% cashback on groceries spend from RM500 up to RM1,499 monthly

Entertainment

• 8% cashback (on all grocery if total monthly spending is up to RM1,500)
• 1% cashback on groceries spend from RM500 up to RM1,499 monthly

Shopping

• 8% cashback (on all grocery if total monthly spending is up to RM1,500)
• 1% cashback on groceries spend from RM500 up to RM1,499 monthly

Dining

• 8% cashback (on all grocery if total monthly spending is up to RM1,500)
• 1% cashback on groceries spend from RM500 up to RM1,499 monthly

Utilities

• 8% cashback (on all grocery if total monthly spending is up to RM1,500)
• 1% cashback on groceries spend from RM500 up to RM1,499 monthly
• 0.1% cashback rate spend form RM1 up to monthly

Online Shopping

• 8% cashback (on all grocery if total monthly spending is up to RM1,500)
• 1% cashback on groceries spend from RM500 up to RM1,499 monthly

Insurance  or Health

• 8% cashback (on all grocery if total monthly spending is up to RM1,500)
• 1% cashback on groceries spend from RM500 up to RM1,499 monthly

Other Features

• Get unlimited 10% interest rebate with minimum total retail spends of RM500 per month.
• Get RM30 Cashback, RM30 OFF or 30% OFF from foodpanda, HappyFresh, CARiNG, Madam Kwan’s, Dunkin’, Lazada, Shopee and more.
• Enjoy 10% Cashback from eligible duty-free outlets
• Ambank Signature COVID-19 Insurance: Coverage COVID-19 and Personal Accident,  RM1,000 on Hospitalisation due to COVID-19 will be credited into your card, RM10,000 Cash, On Death due to COVID-19 or Personal Accidental Death
• Protected with RM500,000 p.a. travel insurance coverage when the full fare of airline tickets are charged to the Card.
• Buy Now, Pay Later with AmFlexi-Pay
• Excess Limit Service
• Credit Card + TRUE Savers Account

Balance Transfer

Easy Payment Plan

AMBANK  EASI-PAYMENT PLAN

•  0%Easy Payment Plan : With our 0% Easy Payment Plan program, you can now enjoy up to 36 months interest/management free instalment payment on hundreds of products ranging from home and kitchen appliances to handphones at our participating merchants.

AMBANK  AMFLEXI-PAY

• 6 months with interest rate at 3% p.a. and no one-time upfront handling fee when spend RM500
• 12 months with interest rate at 4% p.a. and no one-time upfront handling fee when spend RM2,000
• 18 months with interest rate at 5% p.a. and no one-time upfront handling fee when spend RM4,000
• 24 months with interest rate at 6% p.a. and no one-time upfront handling fee when spend RM5,000

Eligibility

• Requirements
• Minimum age for Principal Card applicant: 21 years old and above.
• Minimum age for Supplementary Card applicant: 18 years old and above.
• Minimum income: RM24,000 p.a

Fees and Charges