Best Petrol Cards

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Best Petrol Cards

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Top Petrol Credit Cards to Choose From

Fuel and oil prices are constantly fluctuating. We are currently living in an unstable energy economy, and petrol spending is quite high

Even though this results from significant political and economic changes, individuals can take the proper steps toward saving up and sustaining themselves on a minimum income.

Luckily for you, there are many options to save up on the annual fee for your fuel costs. Cars are essential to modern life; even though no one can avoid petrol expenses, you can reduce them. A minimum petrol spend amount on your petrol purchase can help you a lot.

Petrol credit cards are an excellent opportunity for anyone who wants to save up on fuel costs. However, hundreds of options are available for specific petrol brands, and you must choose the best petrol credit card for your needs.

This post can help you do exactly that.

A petrol credit card is a cashback card that works only when you frequently purchase fuel and comes under the category of retail spending. There are many cards where users can even get unlimited cash rebates!

It's the same as other cashback cards, but you only get cashback with petrol purchases. So how does this work?

It's pretty simple. Whenever you fuel up your vehicle, you get back a percentage of the money you spent. This amount piles up over time, allowing you to buy additional fuel whenever you want.

Cashback rates range from 0.5% to 10%, depending on the card and the gas station you use.

These rewards are usually accumulated weekly or monthly and can provide you with more free petrol and other petrol benefits.

People in Malaysia spend a lot of time in their cars.

Many people travel daily to work and bring their kids back from school. This means they have consistent monthly fuel costs and other car-related expenses.

At the same time, petrol prices were far lower in the past.

If you think about other expenses like tolls, registration, maintenance, and repairs, it simply makes sense to try and cut your expense down.

Even though Diesel and RON95 prices haven't changed significantly in the past five years, the Malaysian government was forced to implement weekly prices.

Here are the current prices of fuel in Malaysia:

  • RM2.15 for a liter of Diesel
  • RM3.35 for a liter of RON97
  • RM2.05 for a liter of RON95

If you're looking for a credit card that will work wonders for you, we can safely recommend one of these three options.

However, all of them offer different terms and conditions.

You can check them and learn how they can help you save on petrol purchases. Here are the best credit cards in Malaysia to choose from.

  • Public Bank Petron Visa Gold

    The Petron Visa Gold is a platinum credit card that lets you earn up to 5% cashback if you have a minimum spend of at least RM800 per month on Petron gas stations. It is also compatible with Citi cash.

    Your maximum cashback amount is limited to RM50 per month. With this credit card, there's no annual fee or any ongoing expenses.

    You can use it for a cash rebate on petrol or any other purchase at Petron gas stations.

    People eligible for this card must be at least 21 with a minimum monthly income of RM2,000. Supplementary cardholders need to be at least 18.

  • PETRONAS Maybank Visa Gold-i

    With the Maybank Islamic PETRONAS Gold-i, you can earn cashback on all Petronas petrol station purchases. This card lets you earn up to 8% cashback when you fill up on Sundays and Saturdays.

    During other days of the week, you can earn 1% cashback with your credit card.

    As far as retail spending and entertainment, payments on groceries, education, and utility payments go, you receive TeatsPoints every time you make payments with the Platinum Card-i.

    This is one of the best petrol credit cards in Malaysia with no annual fee, and it rightfully earns the status of a top credit card.

    To use this petrol cashback card, you must be at least 21 years old and have a minimum income of RM 2,500 per month.

  • Hong Leong Wise

    Hong Leong Wise is another platinum credit card for earning cashback on your petrol. It lets you earn up to 8% cashback with a minimum spend of at least RM500 per month. It caters to more than only one petrol brand.

    You can earn cashback on two select active categories: petrol, groceries, travel, entertainment, bookstores, dining, pharmacies, and mobile.

    This card has an RM98 annual fee and a minimum monthly income of RM5,000. You can enjoy up to 15RM cashback per purchase.

    This is one of the best petrol credit cards Malaysia has to offer.

Choose One Now


A credit card is a convenient tool for people to pay for purchases today, offering many perks and rewards that can add up to more savings for the cardholders.

Today, consumers often use credit cards as payment for their purchases since they are convenient and often come with benefits and incentives that can result in additional discounts for cardholders. With a wide variety of these cards with various advantages, you might ask how to pick the ideal one for your financial needs. We have collected the following FAQ to enable you to understand the most relevant questions regards credit cards, including user conditions, interest rates, and primary payment terms.

Here’s a short guide LOANPANDA has compiled to help you understand the credit card requirements, interest rates and basic payment terms.

Fuel or petrol cashback credit cards benefit users with specific petrol companies or gas stations

Depending on the card, people can earn cashback on their purchases or reward points.

Before you spend your money on petrol, consider finding a credit card to help you save money.

When using a petrol credit card to pay for petrol, you get a portion of your payment back as a reward for your efforts or earn some cash back on a purchase.

For example, when using a 5% card for petrol worth RM100, you get RM5 back.

Every credit card has its terms and conditions. Some ask you to pay an annual fee, others come with interest, and some are free for life.

As far as cashback on petrol is concerned, most cards have a minimum spend and income requirements.

Simply put, you can only get cashback when you spend a certain amount.

For example, if your minimum spend is RM2,000, your credit card can give you 10% back.

However, when you spend less on petrol, the rate is 8%.

You won't get any cash back on your purchases without reaching a minimum spend of at least RM1,000 during the month.

Certain cards also limit how much cashback you can earn per month (for example, RM100 for a whole month).

Some cards let you earn rewards on specific days (during the weekend) and only when you pay at specific petrol stations.

Cardholders are sometimes required to carry a statement balance of RM2,5000, and more, before becoming eligible for rewards.

Some cashback cards let you save on all purchases at specific gas stations, while others allow you to get rewards only on particular items.

Regarding reward points, you get specific reward points based on the amount spent on petrol.

For example, for each RM100 spent, you might earn one reward point.

These rewards are added to your credit, and you can use them within a limited period. Check the terms and conditions set by the bank before getting your cashback credit card.

Most banks offer mobile banking apps to check your progress through your statement balance or email.
Banks offer multiple options for redeeming rewards. Users can do this through SMS, an online app, a phone call, or email.

Most banks let you apply for credit cards online. Just apply and fill out the necessary personal information. It usually takes banks a couple of days to process your application and respond.

The process is short and requires up to a couple of minutes. Check if the application requires a hard credit check

Some banks don't require credit history, but you will have to provide proof of income and prove that you are able to repay your balance every month.

You might be asked to get a guarantor with positive credit history and provide their information during application.

It depends on the bank, but most banks will deliver your card in seven to ten days if approved.

If your card is stolen or lost, you must contact the bank immediately and make an official report. The bank will block your card right away.

If you don't report you've lost your card, the bank won't cover any charges made to your card.

Check all terms and conditions of your petrol credit card Malaysia provider to see if there are any other required steps.