Bank Of China Malaysia Flexi Housing Loan

Bank Of China Malaysia Flexi Housing Loan

Key Features

  • Deposit excess funds anytime to save interest
  • Full Flexi Packages

Other Features

  • Interest Rate: 3.00% p.a.
  • New Base Rate: 2.55 %
  • Loan Type: Flexi Loan
  • Lock in Period: 3 years

Eligibility

  • Loan Tenure: Up to 35 Years
  • Margin of Finance: Up to 90%
  • Suitable for: Completed & under-construction residential properties
  • Customers who are between 21 to 65 years of age are eligible to apply.

Documents

  • Copy of NRIC (Front & Back) / Passport
  • Latest 3 months’ salary slips / Income Tax Assesment
  • Latest EPF statements/bank statement of salary crediting account
  • Proof of Purchase/Sales and Purchase Agreement.
  • Tenancy Agreements (If applicable)
  • For self-employed, please provided Form 24 and 49 (business registration forms) and latest 6 months financial statement
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