Promotion

Groceries

• 8% cashback every day on spending at Giant, Tesco, AEON Big and Mydin if total monthly spending is RM2,000 and above
• 2% cashback every day on spending at Giant, Tesco, AEON Big and Mydin if total monthly spending is below RM2,000

Petrol

• 8% cashback every day on spending at Giant, Tesco, AEON Big and Mydin if total monthly spending is RM2,000 and above
• 2% cashback every day on spending at Giant, Tesco, AEON Big and Mydin if total monthly spending is below RM2,000

Entertainment

• 0.2% cashback on all local spending

Shopping

• Up to 8% Bonus Cash Back on eWallet Spend*(eWallet Spend meaning any reload/top-up or payment authorisation transactions made using the Credit Card-i on any of the following eWallets: SamsungPay, GrabPay, Touch & Go and FavePay.)
• 0.2% cashback on all local spending

Dining

• Up to 8% Bonus Cash Back on eWallet Spend*(eWallet Spend meaning any reload/top-up or payment authorisation transactions made using the Credit Card-i on any of the following eWallets: SamsungPay, GrabPay, Touch & Go and FavePay.)
• 0.2% cashback on all local spending

Other Features

• Shopping: Exclusive privileges and discounts for the cardholder at over 6,500 retail outlets around the country
• Balance Transfer: [Plan A] : 0% interest for 3 months (Only Applicable to New Principle Cardholder)
• Made from 85% recycled plastic (Starting January 2021):
• Cashback Limit: 8% or 2% cashback on petrol and groceries is capped at RM50 per month. Unlimited 0.2% cashback on all local spending (no capping)

Balance Transfer

HSBC BALANCE TRANSFER INSTALMENT

• Pay over 3 months with interest rate at 0% p.a. and no one-time upfront handling fee from RM1,000 transferred
• Pay over 6 months with interest rate at 5.81% p.a. and 1.88% one-time upfront handling fee from RM1,000 transferred
• Pay over 12 months with interest rate at 5.44% p.a. and 3.88%one-time upfront handling fee from RM1,000 transferred

Easy Payment Plan

HSBC CARD INSTALMENT PLAN

• 6 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500
• 12 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM1,000
• 18 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM1,500
• 24 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM2,000
• 36 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM2,000

Eligibility

• Min. age 21 for principal holder
• RM 240 for fee of principal holder (Waived when you swipe 12 times with no minimum spend each year)
• Min. age 18 for supplementary holder
• RM 120 for first applicants of supplementary holder

Fees and Charges