AFFIN DUO Visa CashBack

AFFIN DUO Visa CashBack

Key Features

  • 3% Cash Back with AFFIN DUO Visa Cash Back
  • Cash back is capped at up to RM80 per month

Promotion

Groceries
  • 3% cashback spend with online transaction or e-wallet transaction
Petrol
  • 3% cashback spend with online transaction or e-wallet transaction
Entertainment
  • 3% cashback spend with online transaction or e-wallet transaction
Shopping
  • 3% cashback spend with online transaction or e-wallet transaction
Dining
  • 3% cashback spend with online transaction or e-wallet transaction
Utilities
  • 3% cashback spend with online transaction or e-wallet transaction
Online Shopping
  • 3% cashback with online purchases
E-wallet Top Up
  • 3% cashback spend on e-wallet reload

Other Features

  • Balance Transfer Instalment Plan: Consolidate your outstanding balances to AFFIN Credit Card with one-time upfront interest rate as low as 2%
  • Easy Instalment Plan: Convert your big purchases into affordable monthly instalment of up to 36 months
  • Cash on Call Instalment Plan: Get extra cash when you need it with one-time upfront interest rate as low as 6%

Balance Transfer

AFFIN BALANCE TRANSFER
  • 6 months with interest rate at 0% p.a. and 2%one-time upfront handling fee from RM1,000 transferred
  • 12 months with interest rate at 0% p.a. and 4%one-time upfront handling fee from RM1,000 transferred
  • 18 months with interest rate at 0% p.a. and 5%one-time upfront handling fee from RM2,000 transferred
  • 24 months with interest rate at 0% p.a. and 6%one-time upfront handling fee from RM2,000 transferred
  • 36 months with interest rate at 0% p.a. and 7%one-time upfront handling fee from RM3,000 transferred

Easy Payment Plan

AFFINBANK EIPLAN
  • 6 months with interest rate at 2% one-time upfront handling fee when spend RM 500″
  • 12 months with interest rate at 4% one-time upfront handling fee when spend RM 1,000
  • 18 months with interest rate at 5% one-time upfront handling fee when spend RM 2,00
  • 24 months with interest rate at 6% one-time upfront handling fee when spend RM 2,000
  • 36 months with interest rate at 7% one-time upfront handling fee when spend RM 3,000

Eligibility

Minimum Annual Income

  • RM 24,000

Minimum Age

  • Primary Card 21 years old
  • Supplementary Card 18 years old

Fees and Charges

  • Annual Fee: Primary card RM 75 per annum. Waived for the first 3 years. Subsequent years will be waived automatically with minimum 12 swipes of retail transactions per annum
  • Supplementary card: RM 30 per annum
  • Minimum Monthly Payment: 5% of outstanding amount
  • Late Payment Fee: RM10 or 1% of outstanding amount, up to a maximum of RM100
  • Cash Withdrawal: RM20 or 5% of withdrawn amount, whichever is higher
  • Interest Rate On Cash Withdrawals: 18 %
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