Bank Islam World MasterCard-i

Bank Islam World MasterCard-i

Key Features

  • Free takaful protection and Takaful Coverage on outstanding Balance and Funeral Expenses
  • 3X access to airport independent lounge at the selected Premium Lounge Network in Malaysia and Singapore

Promotion

Groceries
  • 1 point on every RM1 spend on all local and overseas retail expenses
Petrol
  • 1 point on every RM1 spend on all local and overseas retail expenses
Entertainment
  • 1 point on every RM1 spend on all local and overseas retail expenses
Dining
  • 1 point on every RM1 spend on all local and overseas retail expenses
Travel
  • 1 point on every RM1 spend on all local and overseas retail expenses
Utilities
  • 1 point on every RM1 spend on all local and overseas retail expenses

Other Features

Balance Transfer

Easy Payment Plan

BANK ISLAM INSTALLMENT PAYMENT PLAN
  • 3 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM150
  • 6 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 300
  • 12 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM600
  • 18 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 900
  • 24 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 1,200
  • 36 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM1,800

Eligibility

  • Min. age 21 for principal holder
  • RM 777 for fee of principal holder (waived when 12 swipes every year)
  • Min. age 18 for supplementary holder
  • RM 333 for first applicants of supplementary holder

Fees and Charges

  • Late Payment Charge: Minimum RM5 or 1% of the total outstanding balance, up to maximum of RM50
  • Cash Advance Amount: Subject to credit limit
  • Cash Advance Charge: RM12 or2. 5% of withdrawn amount, whichever is higher
  • Cash Advance interest charge: 18% per annum on cash advance amount
  • Rewards Points expiry: N/A
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