Promotion

Groceries

1X reward points for every RM10 spent

Petrol

1X reward points for every RM10 spent

Entertainment

1X reward points for every RM10 spent

Shopping

1X reward points for every RM10 spent

Dining

1X reward points for every RM10 spent

Travel

1X reward points for every RM10 spent

Utilities

1X reward points for every RM10 spent

Other Features

• Shariah Concept: Shariah Murabahah (by adopting Tawarruq practice)
• LOW profit rate under the Credit Card-i Tiered Pricing Structure.

Balance Transfer

Bank Rakyat Credit Card-i Balance Transfer

• 3 months with interest rate at 3% p.a. and no one-time upfront handling fee from RM1,000 transferred
• 12 months with interest rate at 13.5% p.a. and no one-time upfront handling fee from RM1,000 transferred

Easy Payment Plan

BANK RAKYAT FLEXI EASY PAYMENT

• 6 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM1,000
• 12 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM1,000
• 24 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM1,000

Eligibility

• age 21 for principal holder
• Free for fee of principal holder
• age 18 for supplementary holder
• Free for supplementary holder

Fees and Charges