Promotion

Groceries

• 1X reward points for every RM10 spent

Petrol

• 1X reward points for every RM10 spent

Entertainment

• 1X reward points for every RM10 spent

Shopping

• 1X reward points for every RM10 spent

Dining

• 1X reward points for every RM10 spent

Travel

• 1X reward points for every RM10 spent

Utilities

1X reward points for every RM10 spent

Other Features

• Shariah Concept: Shariah Murabahah (by adopting Tawarruq practice)
• LOW profit rate under the Credit Card-i Tiered Pricing Structure.

Balance Transfer

Bank Rakyat Credit Card-i Balance Transfer

• 3 months with interest rate at 3% p.a. and no one-time upfront handling fee from RM1,000 transferred
• 12 months with interest rate at 13.5% p.a. and no one-time upfront handling fee from RM1,000 transferred

Easy Payment Plan

BANK RAKYAT FLEXI EASY PAYMENT

• 6 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM1,000
• 12 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM1,000
• 24 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM1,000

Eligibility

• Min. age 21 for principal holder
• Free for fee of principal holder
• Min. age 18 for supplementary holder
• Free for supplementary holder

Fees and Charges