Promotion

Groceries

• 1X Happy point when spend locally
• 2X Happy points when spend with overseas transaction

Petrol

• 1x Happy Point when you use your card at any local outlet
• 2X Happy points when spend with overseas transaction

Entertainment

• 2x Happy points spend at golf outlet
• 2X Happy points when spend with overseas transaction

Shopping

• 1x Happy Point when you use your card at any local outlet
• 2X Happy points when spend with overseas transaction

Dining

• 2x Happy Points spend at dining outlet
• 2X Happy points when spend with overseas transaction

Travel

• 2x Happy points spend at travel outlet
• 2X Happy points when spend with overseas transaction

Utilities

• 1x Happy Point when you use your card at any local outlet
• 2X Happy points when spend with overseas transaction

Other Features

• Redeem accumulated Happy Points for BIG Points, Enrich Points, exciting gifts, retail vouchers and so much more.
• Travel Insurance coverage

Balance Transfer

BSN BALANCE TRANSFER PROGRAMME

• 6 months with interest rate at 0% p.a. and no one-time upfront handling fee from RM500 transferred
• 12 months with interest rate at 4.5% p.a. and no one-time upfront handling fee from RM500 transferred
• 24 months with interest rate at 4.5% p.a. and no one-time upfront handling fee from RM1,000 transferred
• 36 months with interest rate at 4.88% p.a. and no one-time upfront handling fee from RM2,000 transferred
• 48 months with interest rate at 6.5% p.a. and no one-time upfront handling fee from RM3,000 transferred

Easy Payment Plan

BSN INSTALMENT-PAY

• 6 months with interest rate at 3% one-time upfront handling fee when spend RM500
• 12 months with interest rate at 4% one-time upfront handling fee when spend RM1,000
• 24 months with interest rate at 5% one-time upfront handling fee when spend RM2,000

BSN EASYPAY

• 6 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500
• 36 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500

Eligibility

• Min. age 21 for principal holder

• Free for fee of principal holder (First 3 year annual free)

• Min. age 18 for supplementary holder

• Free for first applicants of supplementary holder

Fees and Charges