Promotion

Groceries

• 1X Happy point when spend locally
• 2X Happy points when spend with overseas transaction

Petrol

• 1x Happy Point when you use your card at any local outlet
• 2X Happy points when spend with overseas transaction

Entertainment

• 2x Happy points spend at golf outlet
• 2X Happy points when spend with overseas transaction

Shopping

• 1x Happy Point when you use your card at any local outlet
• 2X Happy points when spend with overseas transaction

Dining

• 2x Happy Points spend at dining outlet
• 2X Happy points when spend with overseas transaction

Travel

• 2x Happy points spend at  travel outlet
• 2X Happy points when spend with overseas transaction

Utilities

• 1x Happy Point when you use your card at any local outlet
• 2X Happy points when spend with overseas transaction

Other Features

• Redeem accumulated Happy Points for BIG Points, Enrich Points, exciting gifts, retail vouchers and so much more.
• Enjoy special discounts and offers from dining and shopping to travel treats at selected merchants. Look out for our leaflets in your Credit Card Statement from time to time or visit myBSN to check out the latest promotions.
• Enjoy a low finance charge of only 11% p.a. (for Government Servants) and 13.5% p.a. (for Private Sector) when you promptly settle at least your minimum payment due for 12 consecutive months.
• Balance Transfer Plans: Transfer your outstanding balances from other credit cards to your BSN Platinum Credit Card and enjoy greater savings.

Balance Transfer

BSN BALANCE TRANSFER PROGRAMME

• 6 months with interest rate at 0% p.a. and no one-time upfront handling fee from RM500 transferred
• 12 months with interest rate at 4.5% p.a. and no one-time upfront handling fee from RM500 transferred
• 24 months with interest rate at 4.5% p.a. and no one-time upfront handling fee from RM1,000 transferred
• 36 months with interest rate at 4.88% p.a. and no one-time upfront handling fee from RM2,000 transferred
• 48 months with interest rate at 6.5% p.a. and no one-time upfront handling fee from RM3,000 transferred

Easy Payment Plan

BSN INSTALMENT-PAY

• 6 months with interest rate at 3% one-time upfront handling fee when spend RM500
• 12 months with interest rate at 4% one-time upfront handling fee when spend RM1,000

• 24 months with interest rate at 5% one-time upfront handling fee when spend RM2,000

BSN EASYPAY

• 6 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500

• 36 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500

Eligibility

• Min. age 21 for principal holder

• Free for fee of principal holder (First 3 year annual free)

• Min. age 18 for supplementary holder

• Free for first applicants of supplementary holder

Fees and Charges