BSN Platinum MasterCard / Visa

BSN Platinum MasterCard / Visa

Key Features

  • Earn BSN rewards points from your retail spending with up to 2x points
  • Up to RM300,000 Travel Accident insurance coverage
  • Complimentary BSN Zing PLUSMiles Card

Promotion

Groceries

1 Reward Point for every RM1 spent

Petrol

1 Reward Point for every RM1 spent

Entertainment

1 Reward Point for every RM1 spent

Shopping
  • 2 Reward Points for every RM1 spent shopping overseas
  • 1 Reward Point for every RM1 spent shopping locally
Dining
  • 2 Reward Points for every RM1 spent dining overseas
  • 2 Reward Point for every RM1 spent dining locally
Travel

2 Reward Points for every RM1 spent shopping overseas

Other Features

  • Free BSN Zing PLUSMiles card that comes with BSN Platinum Card:
  • MasterCard Platinum Privileges and 24-hour concierge service:
  • Protection Plan: Up to RM300,000 Travel Accident Insurance coverage and Travel Inconvenience Benefits such as lost or delayed luggage, flight delay, and missed connection when you pay for the airline fare with this credit card
  • Balance Transfer: Min. transfer amount: RM500 (3 months tenure); RM1,000 (6 – 24 months tenure); RM2,000 (36 months tenure), – 3/6/9 months: 0.3% per month, 3.6% per annum; 0% one-time upfront fee, – 12 months: 0% for first 6 months, 0.3% per month thereafter; 0% one-time upfront fee, – 24 months: 0% for first 12 months, 0.375% per month thereafter; 0% one-time upfront fee,
  • Instalment Plan: 0% Instalment Payment Plan at all participating merchants

Balance Transfer

  • 6 months with interest rate at 0% p.a. and no one-time upfront handling fee from RM500 transferred
  • 12 months with interest rate at 4.5% p.a. and no one-time upfront handling fee from RM500 transferred
  • 24 months with interest rate at 4.5% p.a. and no one-time upfront handling fee from RM1,000 transferred
  • 36 months with interest rate at 4.88% p.a. and no one-time upfront handling fee from RM2,000 transferred
  • 48 months with interest rate at 6.5% p.a. and no one-time upfront handling fee from RM3,000 transferred

Easy Payment Plan

BSN INSTALMENT-PAY
  • 6 months with interest rate at 3% one-time upfront handling fee when spend RM500
  • 12 months with interest rate at 4% one-time upfront handling fee when spend RM1,000
  • 24 months with interest rate at 5% one-time upfront handling fee when spend RM2,000

Eligibility

  • Min. age 21 for principal holder
  • Free for fee of principal holder
  • Min. age 18 for supplementary holder
  • Free for first applicants of supplementary holder

Fees and Charges

  • Late Payment Charge: Minimum RM10 or 1% of the total outstanding balance, up to maximum amount of RM100
  • Cash Advance Amount: Up to 100% of credit limit
  • Cash Advance Charge: Higher of minimum RM50 or 5% of cash advance amount
  • Cash Advance interest charge: 18% per annum on cash advance amount
  • Rewards Points expiry: N/A
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