Promotion

Groceries

• 5% cashback on groceries transaction
• 1% Unlimited Cash Back on overseas retail spend

Petrol

• 5% cashback on Petrol transaction
• 1% Unlimited Cash Back on overseas retail spend

Entertainment

• 0.2% unlimited cashback on retail spend
• 1% Unlimited Cash Back on overseas retail spend

Shopping

• 0.2% unlimited cashback on retail spend
• 1% Unlimited Cash Back on overseas retail spend

Dining

• 5% cashback on Dining transaction
• 1% Unlimited Cash Back on overseas retail spend

Other Features

• complimentary Automatic Travel Accident Insurance up to RM300,000
• Easy-Payment-Scheme: Convert your transactions into 0% easy payment scheme at selected merchants.
• BSN Zing PLUSMiles Card is a Touch ‘n Go card with an automatic reload that’s linked directly to your BSN Credit Card.
• Pay off your outstanding credit card balances in smaller instalments at a lower rate of 13% finance charge

Balance Transfer

BSN BALANCE TRANSFER PROGRAMME

• 6 months with interest rate at 0% p.a. and no one-time upfront handling fee from RM500 transferred
• 12 months with interest rate at 4.5% p.a. and no one-time upfront handling fee from RM500 transferred
• 24 months with interest rate at 4.5% p.a. and no one-time upfront handling fee from RM1,000 transferred
• 36 months with interest rate at 4.88% p.a. and no one-time upfront handling fee from RM2,000 transferred
• 48 months with interest rate at 6.5% p.a. and no one-time upfront handling fee from RM3,000 transferred

Easy Payment Plan

BSN INSTALMENT-PAY

• 6 months with interest rate at 3% one-time upfront handling fee when spend RM500
• 12 months with interest rate at 4% one-time upfront handling fee when spend RM1,000

• 24 months with interest rate at 5% one-time upfront handling fee when spend RM2,000

BSN EASYPAY

• 6 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500
• 36 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500

Eligibility

• Min. age 21 for principal holder

• Free for fee of principal holder (no annual fee for life)

• Min. age 18 for supplementary holder

• Free for first applicants of supplementary holder (no annual fee for life)

Fees and Charges