CIMB Cash Rebate Platinum

CIMB Cash Rebate Platinum

Key Features

  • Up to 5% Cash Rebate for Petrol, cinema, grocery for statement balance RM 3000 & above
  • 2% Cash Rebate on Foreign Currency Spend online or retail & 0.2% Cash Rebate on other online or retail spend
  • Up to 5% Cash Rebate Petrol, cinema, grocery, on minimum statement balance RM3000

Promotion

Groceries

Up to 5% cash rebate for statement balance RM 3000 & above

Petrol

Up to 5% cash rebate for statement balance RM 3000 & above

Utilities

Up to 5% cash rebate for statement balance RM 3000 & above

Other Features

  • 2% cash rebate for other expenditures:
  • Up to 25% discount and additional 20% cash rebate at participating merchants:
  • Balance Transfer: Min. transfer amount: RM1,000, [Plan A]: 5.99% p.a for a tenure of 6 months, [Plan B]: 7.99% for a tenure of 12 months
  • Instalment Plan: 0% Instalment Payment Plan at all participating merchants

Balance Transfer

  • Pay over 6 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
  • Pay over 12 months with interest rate at 7.99% p.a. and no one-time upfront handling fee from RM1,000 transferred

Easy Payment Plan

CIMB 0% EASY PAY
  • Pay over 12 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 50
  • Pay over 24 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 50
  • Pay over 36 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM50

Eligibility

  • Min. age 21 for principal holder
  • Free for fee of principal holder (First year free, waived when spend minimum RM 18,000 in a year to second year)
  • Min. age 18 for supplementary holder
  • Free for first applicants of supplementary holder

Fees and Charges

  • Late Payment Charge: Minimum RM10 or 1% of the total outstanding balance, up to maximum amount of RM100
  • Cash Advance Amount: 80% of prescribed available credit limit
  • Cash Advance Charge: Higher of RM15 or 5% of cash advance amount
  • Cash Advance interest charge: 18% per annum on cash advance amount
  • Rewards Points expiry: N/A
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