Promotion

Groceries

• 1 point on every RM1 with in-store pin purchases
• 12 points on every RM1 when 28^th of every month
• 3 points on every RM1 with contactless payment

Petrol

• 1 point on every RM1 with in-store pin purchases
• 12 points on every RM1 when 28^th of every month
• 3 points on every RM1 with contactless payment

Entertainment

• 1 point on every RM1 with in-store pin purchases
• 12 points on every RM1 when 28^th of every month
• 3 points on every RM1 with contactless payment

Shopping

• 1 point on every RM1 with in-store pin purchases
• 12 points on every RM1 when 28^th of every month
• 3 points on every RM1 with contactless payment

Dining

• 2% cashback on online and overseas transaction

Utilities

• 1 point on every RM1 with in-store pin purchases
• 12 points on every RM1 when 28^th of every month
• 3 points on every RM1 with contactless payment

E-Wallet Top-up

• 12 points on every RM1 when 28^th of every month
• 3 points on every RM1 with contactless payment

Other Features

• Pay with bonus point: The conversion rate for 400 bonus points is equal to RM1 valid for participating merchants and cash back redemption.
• CIMB 0% Easy Pay: Enjoy zero interest when you choose from between 3 to 36 months of repayment term

Balance Transfer

• Pay over 6 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
• Pay over 12 months with interest rate at 7.99% p.a. and no one-time upfront handling fee from RM1,000 transferred

Easy Payment Plan

CIMB 0% EASY PAY

• Pay over 12 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 50
• Pay over 24 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 50
• Pay over 36 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM50

Eligibility

• Min. age 21 for principal holder
• Free for fee of principal holder (First year free, waived when spend minimum RM 18,000 in a year to second year)
• Min. age 18 for supplementary holder
• RM 30 for first applicants of supplementary holder

Fees and Charges