CIMB Enrich World Elite MasterCard

CIMB Enrich World Elite MasterCard

Key Features

  • Various travel rewards and travel insurance coverage for travel lover
  • Extra rewards with online bookings
  • Enjoy complimentary walk-in green fees at 25 courses in 9 countries.

Promotion

Groceries
  • Earn 1 Bonus Mile for every RM1 spent overseas
  • 1 Bonus Mile for every RM2 spent locally up to 150,000 Bonus Miles earned.
Petrol
  • Earn 1 Bonus Mile for every RM1 spent overseas
  • 1 Bonus Mile for every RM2 spent locally up to 150,000 Bonus Miles earned.
Entertainment
  • Earn 1 Bonus Mile for every RM1 spent overseas
  • 1 Bonus Mile for every RM2 spent locally up to 150,000 Bonus Miles earned.
  • Mastercard® Southeast Asia Golf – World Elite Programme – Enjoy complimentary walk-in green fees at 25 courses in 9 countries.
Shopping
  • Earn 1 Bonus Mile for every RM1 spent overseas
  • 1 Bonus Mile for every RM2 spent locally up to 150,000 Bonus Miles earned.
Dining
  • Earn 1 Bonus Mile for every RM1 spent overseas
  • 1 Bonus Mile for every RM2 spent locally up to 150,000 Bonus Miles earned.
Travel
  • Earn 1 Bonus Mile for every RM1 spent overseas
  • 1 Bonus Mile for every RM2 spent locally up to 150,000 Bonus Miles earned.
Utilities
  • Earn 1 Bonus Mile for every RM1 spent overseas
  • 1 Bonus Mile for every RM2 spent locally up to 150,000 Bonus Miles earned.

Other Features

  • Travel Protection plan with COVID-19: Up to USD 100 per day of Covid-19 diagnosis quarantine allowance, Travel Cancellation, Travel Curtailment, medical expenses: up to the limit stated in the summary of cover
  • Travel Insurance Coverage: Consist of travel accident & insured journey (Up to USD 500,000), travel medical benefits (Up to USD 500,000), trip inconvenience protection (Up to USD 7,500) and luggage protection (Up to USD 3,000).
  • Purchase Protection: coverage of up to USD 20,000 for theft or accidental damage.
  • E-Commerce Purchase Protection: get protection of up to USD 1,000 worldwide coverage for online purchases if Incomplete delivery or wrong item delivered, improperly functioning due to physical damage to delivered item, non-delivery of purchase after 30 days of the scheduled delivery
  • Mastercard® ID Theft Protection™: 24/7 to detect potential fraud, alert you of suspicious activity and combat identity threats. This will allow cardholders to save time, hassle and associated out-of-pocket expenses.

Balance Transfer

  • Pay over 6 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
  • Pay over 12 months with interest rate at 7.99% p.a. and no one-time upfront handling fee from RM1,000 transferred

Easy Payment Plan

CIMB 0% EASY PAY
  • Pay over 12 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 50
  • Pay over 24 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 50
  • Pay over 36 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM50

Eligibility

  • Min. age 21 for principal holder
  • RM 1,215.09 for fee of principal holder
  • Min. age 18 for supplementary holder
  • RM 271.70 for first applicants of supplementary holder

Fees and Charges

  • Late Payment Charge: Minimum RM10 or 1% of the total outstanding balance, up to maximum amount of RM100
  • Cash Advance Amount: Subject to credit limit
  • Cash Advance Charge: RM15 or 5% of cash advance amount
  • Cash Advance interest charge: 18% per annum on cash advance amount
  • Rewards Points expiry: N/A
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