Promotion

Groceries

• 0.2% cashback every month on retail spend

Petrol

• 7% cash rebate for Setel transaction with statement balance of RM1,500 and above

Shopping

• 0.2% cashback every month on retail spend

Utilities

• 0.2% cashback every month on retail spend

Other Features

• Cashback Limit: Up to 7% cashback on Setel app transactions, 5% cashback on spend at any PETRONAS stations, 0.2% unlimited cashback on other spend
• Up to 20% discount at participating merchants:
• Balance Transfer: Min. transfer amount: RM1,000, [Plan A]: 5.99% p.a for a tenure of 6 months, [Plan B]: 7.99% for a tenure of 12 months
• Instalment Plan: 0% Instalment Payment Plan at all participating merchants
• CARS Internal up to 40% off 3 steps at RM250, 25% OFF Premium Service HAADO Coating at RM900, 25% OFF Premium Service Graphene Coating at RM1,350, 15% OFF Cars Gold – Loyalty Program at RM807.50
• RAYTECH Tinting: Enjoy 15% OFF Car Window Tinting Services
• Up to RM 1 Million Travel Insurance Coverage

Balance Transfer

CIMB BALANCE TRANSFER

• Pay over 6 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
• Pay over 12 months with interest rate at 7.99% p.a. and no one-time upfront handling fee from RM1,000 transferred

Easy Payment Plan

CIMB 0% EASY PAY

• 12 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM50
• 24 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM50
• 36 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM50

Eligibility

• Min. age 21 for principal holder
• Free for fee of principal holder
• Min. age 18 for supplementary holder
• Free for first applicants of supplementary holder

Fees and Charges