Citi CashBack MasterCard

Citi CashBack MasterCard

Key Features

  • Up to 10% Cash Back on petrol, groceries, dining and Grab when you meet the minimum monthly total spend
  • Unlimited 0.2% cash back on other retail spend
  • Automatic cash back credited into your account

Promotion

Groceries
  • 10% cashback spend on groceries from RM500 up to monthly
  • 0.2% cashback spend on groceries up to RM499 monthly
Petrol
  • 10% cashback spend on Petrol from RM500 up to monthly
  • 0.2% cashback spend on Petrol up to RM499 monthly
Entertainment
  • 0.2% cashback with spending any amount monthly
Shopping
  • 0.2% cashback with spending any amount monthly
Dining
  • 10% cashback spend on dining from RM500 up to monthly
  • 0.2% cashback spend on dining up to RM499 monthly
Travel
  • 0.2% cashback with spending any amount monthly
Utilities
  • 10% cashback spend on dining from RM500 up to monthly
  • 0.2% cashback spend on dining up to RM499 monthly

Other Features

Balance Transfer

CITIBANK BALANCE TRANSFER VIA INSTALLMENT PLAN
  • 6 months with interest rate at 5.81% p.a. and no one-time upfront handling fee from RM1,000 transferred
  • 9 months with interest rate at 5.56% p.a. and no one-time upfront handling fee from RM1,000 transferred
  • 12 months with interest rate at 5.44% p.a. and no one-time upfront handling fee from RM1,000 transferred
  • 18 months with interest rate at 5.35% p.a. and no one-time upfront handling fee from RM1,000 transferred
  • 24 months with interest rate at 5.32% p.a. and no one-time upfront handling fee from RM1,000 transferred
  • 30 months with interest rate at 5.32% p.a. and no one-time upfront handling fee from RM1,000 transferred
  • 36 months with interest rate at 5.33% p.a. and no one-time upfront handling fee from RM1,000 transferred

Easy Payment Plan

CITIBANK EASY PAY PLAN
  • 6 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500
  • 12 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500
  • 24 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500

Eligibility

  • Min. age 21 for principal holder
  • RM 120 for fee of principal holder (First 3 years free, new cardholder only)
  • Min. age 18 for supplementary holder
  • RM 60 for first applicants of supplementary holder

Fees and Charges

  • Late Payment Charge: Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
  • Cash Advance Amount: Daily maximum cash withdrawal up to RM 10,000
  • Cash Advance Charge: RM20 or 5% of withdrawn amount, whichever is higher
  • Cash Advance interest charge: 18% per annum on cash advance amount
    Rewards Points expiry: N/A
X