Promotion

Groceries

• 2 points on every RM3 on equivalent spent in foreign currencies
• 1 point on every RM3 spend locally

Petrol

• 2 points on every RM3 on equivalent spent in foreign currencies
• 1 point on every RM3 spend locally

Entertainment

• 2 points on every RM3 on equivalent spent in foreign currencies
• 1 point on every RM3 spend locally

Shopping

• 2 points on every RM3 on equivalent spent in foreign currencies
• 1 point on every RM3 spend locally

Dining

• 2 points on every RM3 on equivalent spent in foreign currencies
• 1 point on every RM3 spend locally

Travel

2 points on every RM3 on selected online travel merchants

Utilities

• 2 points on every RM3 on equivalent spent in foreign currencies
• 1 point on every RM3 spend locally

Other Features

Travel Insurance Coverage

Balance Transfer

Citibank Balance Transfer via Instalment Plan

• Pay over 6 months with interest rate at 5.81% p.a. and no one-time upfront handling fee from RM1,000 transferred
• Pay over 9 months with interest rate at 5.56% p.a. and no one-time upfront handling fee from RM1,000 transferred
• Pay over 12 months with interest rate at 5.44% p.a. and no one-time upfront handling fee from RM1,000 transferred
• Pay over 18 months with interest rate at 5.35% p.a. and no one-time upfront handling fee from RM1,000 transferred
• Pay over 24 months with interest rate at 5.32% p.a. and no one-time upfront handling fee from RM1,000 transferred
• Pay over 30 months with interest rate at 5.32% p.a. and no one-time upfront handling fee from RM1,000 transferred
• Pay over 36 months with interest rate at 5.33% p.a. and no one-time upfront handling fee from RM1,000 transferred

Citibank Balance Transfer Plan

Pay over 12 months with interest rate at 8.99% p.a. and no one-time upfront handling fee from RM1,000 transferred

Easy Payment Plan

CITIBANK EASY PAY PLAN

• Pay over 6 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 12 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 24 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500

Eligibility

• Min. age 21 for principal holder
• RM 600 for fee of principal holder (Free for first 3 years. New cardholders only.)
• Min. age 18 for supplementary holder
• Free for first applicants of supplementary holder

Fees and Charges