Promotion

Groceries

• 2 points on every RM1 equivalent when you spend in foreign currencies
• 1 point on every RM1 on eligible purchases locally

Petrol

• 5% cashback spend on petrol on Sunday only
• 1X AEON Point for every RM2 spent on Petrol

Entertainment

• 2 points on every RM1 equivalent when you spend in foreign currencies
• 1 point on every RM1 on eligible purchases locally

Shopping

• 2 points on every RM1 equivalent when you spend in foreign currencies
• 1 point on every RM1 on eligible purchases locally

Dining

• 2 points on every RM1 equivalent when you spend in foreign currencies
• 1 point on every RM1 on eligible purchases locally

Travel

• 2 points on every RM1 equivalent when you spend in foreign currencies
• 1 point on every RM1 on eligible purchases locally

Utilities

• 2 points on every RM1 equivalent when you spend in foreign currencies
• 1 point on every RM1 on eligible purchases locally

Other Features

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Balance Transfer

• Pay over 6 months with interest rate at 5.81% p.a. and no one-time upfront handling fee from RM1,000 transferred
• Pay over 9 months with interest rate at 5.56% p.a. and no one-time upfront handling fee from RM1,000 transferred
• Pay over 12 months with interest rate at 5.44% p.a. and no one-time upfront handling fee from RM1,000 transferred
• Pay over 18 months with interest rate at 5.35% p.a. and no one-time upfront handling fee from RM1,000 transferred
• Pay over 24 months with interest rate at 5.32% p.a. and no one-time upfront handling fee from RM1,000 transferred
• Pay over 30 months with interest rate at 5.32% p.a. and no one-time upfront handling fee from RM1,000 transferred
• Pay over 36 months with interest rate at 5.33% p.a. and no one-time upfront handling fee from RM1,000 transferred

Easy Payment Plan

CITIBANK EASY PAY PLAN

• Pay over 6 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 12 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 24 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500

Eligibility

• Min. age 21 for principal holder
• RM 1,215.09 for fee of principal holder
• Min. age 18 for supplementary holder
• RM 271.70 for first applicants of supplementary holder

Fees and Charges