Citi Simplicity MasterCard

Citi Simplicity MasterCard

Key Features

  • 10% interest back
  • No late payment charge
  • No over limit fee and annual fee

Promotion

Groceries
  • 10% cashback of interest with retail purchases
Petrol
  • 10% cashback of interest with retail purchases
Entertainment
  • 10% cashback of interest with retail purchases
Shopping
  • 10% cashback of interest with retail purchases
Dining
  • 10% cashback of interest with retail purchases
Travel
  • 10% cashback of interest with retail purchases
Utilities
  • 10% cashback of interest with retail purchases
Insurance or Health
  • 10% cashback of interest with retail purchases

Other Features

Balance Transfer

CITIBANK BALANCE RANSFER VIS INSTALLMENT PLAN
  • 6 months with interest rate at 5.81% p.a. and no one-time upfront handling fee from RM1,000 transferred
  • 9 months with interest rate at 5.56% p.a. and no one-time upfront handling fee from RM1,000 transferred
  • 12 months with interest rate at 5.44% p.a. and no one-time upfront handling fee from RM1,000 transferred
  • 18 months with interest rate at 5.35% p.a. and no one-time upfront handling fee from RM1,000 transferred
  • 24 months with interest rate at 5.32% p.a. and no one-time upfront handling fee from RM1,000 transferred
  • 30 months with interest rate at 5.32% p.a. and no one-time upfront handling fee from RM1,000 transferred
  • 36 months with interest rate at 5.33% p.a. and no one-time upfront handling fee from RM1,000 transferred

Easy Payment Plan

CITIBANK EASY PAY PLAN
  • 6 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500
  • 12 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500
  • 24 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500

Eligibility

  • Min. age 21 for principal holder
  • Free for fee of principal holder
  • Min. age 18 for supplementary holder
  • Free for first applicants of supplementary holder

Fees and Charges

  • Late Payment Charge: N/A
  • Cash Advance Amount: Daily maximum cash withdrawal up to RM 10,000
  • Cash Advance Charge: RM20 or 5% of withdrawn amount, whichever is higher
  • Cash Advance interest charge: 18% per annum on cash advance amount
  • Rewards Points expiry: N/A
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