Hong Leong Essential Card

Hong Leong Essential Card

Key Features

Up to 1% CashBack

  • 0.4% cashback on insurance transactions
    Other retail transactions*
  • 0.4% cashback on first RM7,000 spend (tier 1)
  • 1% cashback on subsequent spend (tier 2)
  • Total monthly cashback capped at RM300

Promotion

Groceries
  • 0.4% cashback on first RM7,000 spend (tier 1)
  • 1% cashback on subsequent spend (tier 2)
Petrol
  • 0.4% cashback on first RM7,000 spend (tier 1)
  • 1% cashback on subsequent spend (tier 2)
Entertainment
  • 0.4% cashback on first RM7,000 spend (tier 1)
  • 1% cashback on subsequent spend (tier 2)
Dining
  • 0.4% cashback on first RM7,000 spend (tier 1)
  • 1% cashback on subsequent spend (tier 2)

Other Features

  • 1X AEON Point for every RM2 spent on other transactions Government department, trading and all fee charges
    related transaction
  • Enjoy 3X access in a calendar year to Plaza Premium Lounge in Malaysia for Principal Cardholder
  • Travel Insurance Coverage up to RM 200,000

Balance Transfer

UOB BALANCE TRANSFER

Easy Payment Plan

UOB OVERSEAS EASI-PAYMENT PLAN

Eligibility

  • Aged 21 to 65 years old (Principal) | 18 years old (Supplementary)
  • Minimum annual income of RM24k
    OR a minimum fixed deposit pledged of RM2,000

Fees and Charges

  • Annual Fee Waiver For Life : A minimum of 12 retail transactions p.a. or RM8,000 retail spend p.a. entitles you to an automatic annual fee waiver.
  • Annual Fee For Principal Card : RM100 | Annual Fee For Supplementary Card :RM50
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