Promotion

Groceries

• 1 point on every RM3 on local retail spends
• 1 point on every RM2 on overseas retail spends

Petrol

• 1 point on every RM3 on local retail spends
• 1 point on every RM2 on overseas retail spends

Entertainment

• 1 point on every RM3 on local retail spends
• 1 point on every RM2 on overseas retail spends

Shopping

• 1 point on every RM3 on local retail spends
• 1 point on every RM2 on overseas retail spends

Travel

• 1 point on every RM3 on local retail spends
• 1 point on every RM2 on overseas retail spends

Other Features

• View and directly book dining, travel and shopping privileges
• Browse City Guides for top travel destinations
• Connect with the Visa Concierge through Live Chat
• Click to call to speak to Visa Concierge
• Preferential rates on foreign currencies
• Travel accident insurance coverage of up to RM 3,000,000

Balance Transfer

• Pay over 6 months with interest rate at 0% p.a. and 2.48% one-time upfront handling fee from RM1,000 transferred
• Pay over 12 months with interest rate at 5.28% p.a. and 3.48% one-time upfront handling fee from RM1,000 transferred

Easy Payment Plan

Hong Leong Bank EPP offers payment terms from 3 to 36 months at 0% interest on retail purchases from approved merchants. No penalty fee for early payment. For all the other purchases, you can opt for the Hong Leong Flexi Payment Plan for instalment up to 36 months at 8.99%p.a..

Eligibility

• Min. age 21 for principal holder
• Free for fee of principal holder
• Min. age 18 for supplementary holder
• Free for first applicants of supplementary holder

Fees and Charges