Promotion

Groceries

• 1% cashback on overseas spending every month
• 0.5% cashback on local spending every month

Petrol

• 0.5% cashback every month

Entertainment

• 1% cashback on overseas spending every month
• 0.5% cashback on local spending every month

Shopping

• 1% cashback on overseas spending every month
• 0.5% cashback on local spending every month

Dining

• 1% cashback on overseas spending every month
• 0.5% cashback on local spending every month

Other Features

• Shopping: Exclusive privileges and discounts at over 6,500 shopping outlets nationwide
• Exclusive Offers: Get exclusive offers on dining, shopping & entertainment deals when you swipe your HSBC cards abroad with HSBC ‘ s home & Away
• Balance Transfer: [Plan A] : 3% upfront interest charge, 0% for the next 5 months, [Plan B] : 0.58% per month (6.99% p.a.) for a tenure of 12 months, [Plan C] : 0.42% per month (4.99% p.a.) for a tenure of 6 months
• Cashback Limit: 1% cashback on overseas shopping, 0.5% cashback on local spend, unlimited cashback for retail purchases

Balance Transfer

HSBC BALANCE TRANSFER INSTALMENT

• Pay over 3 months with interest rate at 0% p.a. and no one-time upfront handling fee from RM1,000 transferred
• Pay over 6 months with interest rate at 5.81% p.a. and 1.88% one-time upfront handling fee from RM1,000 transferred
• Pay over 12 months with interest rate at 5.44% p.a. and 3.88%one-time upfront handling fee from RM1,000 transferred

Easy Payment Plan

HSBC CARD INSTALMENT PLAN

• 6 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500
• 12 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM1,000
• 18 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM1,500
• 24 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM2,000
• 36 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM2,000

Eligibility

• Min. age 21 for principal holder
• Free for fee of principal holder
• Min. age 18 for supplementary holder
• Free for first applicants of supplementary holder

Fees and Charges