HSBC Platinum MasterCard and Visa

HSBC Platinum MasterCard and Visa

Key Features

  • Up to 5X UNIRM on Dining, Grocery, Entertainment, Petrol and Recurring Transactions
  • 0% interest Easi-Payment Plan for overseas and education spend

Promotion

Groceries

5x Reward Points for every RM1 spent online* Select merchants

Entertainment
  • Enjoy 8x Reward Points for every RM 1 spend from local contactless payments*5x Reward Points for every RM1 spent at over 30 participating local malls*
  • Enjoy 5x Reward Points for every 1 spent online select merchants
Shopping
  • Get 8x Reward Points for every RM1 spent locally on Contactless Payments like VisaPay,Mastercard Tap&GoTM or Samsung pay5x Reward Points for every RM1 spent on dining at participating local malls*
  • Get 5x Reward Points for every RM1 spent online* select merchants
Dining
  • Avail 8x reward points for every RM 1 spent locally on Mastercard Tap&GoTM, Visapay or Samsung pay contactless payment6x complimentary Plaza Premium Lounge access
  • Avail 5x reward points for every RM1 Spend online* Select Merchants

Other Features

  • Exclusives offers: Get exclusive offers on dining, shopping & entertainment deals when you swipe your HSBC cards abroad with HSBC ‘ s home & Away
  • Balance Transfer: [Plan A] : 3% upfront interest charge, 0% for the next 5 months, [Plan B] : 0.58% per month (6.99% p.a.) for a tenure of 12 months , [Plan C] : 0.42% per month (4.99% p.a.) for a tenure of 6 months

Balance Transfer

  • Pay over 3 months with interest rate at 0% p.a. and no one-time upfront handling fee from RM1,000 transferred
  • Pay over 6 months with interest rate at 0% p.a. and 1.88%one-time upfront handling fee from RM1,000 transferred
  • Pay over 12 months with interest rate at 0% p.a. and 3.88%one-time upfront handling fee from RM1,000 transferred

Easy Payment Plan

HSBC CARD INSTALMENT PLAN
  • Pay over 6 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500
  • Pay over 12 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM1,000
  • Pay over 18 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM1,500
  • Pay over 24 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 2,000
  • Pay over 36 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 2,000

Eligibility

  • Min. age 21 for principal holder
  • Free for the fee of principal holder
  • Min. age 18 for supplementary holder
  • RM 120 for the fee of supplementary holder

Fees and Charges

  • Late Payment Charge: Minimum RM10 or 1% of the total outstanding balance, up to maximum amount of RM100
  • Cash Advance Amount: RM5,000 per day
  • Cash Advance Charge: Higher of 5% of the amount advanced or a minimum of RM15
  • Cash Advance interest charge: 18% per annum on cash advance amount
  • Rewards Points expiry: N/A
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