Promotion

Groceries

• 8x Reward Points for every RM1 spent on groceries overseas
• 5x Reward Points for every RM1 spent on groceries at participating local malls*

Shopping

• 8x Reward Points for every RM1 spent overseas
• 5x Reward Points for every RM1 spent at over 30 participating local malls*

Dining

• 8x Reward Points for every RM1 spent on dining overseas
• 5x Reward Points for every RM1 spent on dining at participating local malls*

Travel

• 8x Reward Points for every RM1 spent overseas
• 6x complimentary Plaza Premium Lounge access

Travel

• 2% cashback on online and overseas transaction

Utilities

Auto Bill payment service via online@hsbc

Other Features

• Online Spending: 8x Reward points on online spend in foreign currency, 5x Reward points on online spend in Ringgit Malaysia
• Balance Transfer: [Plan A]: 3% upfront interest charge, 0% for the next 5 months, [Plan B]: 0.58% per month (6.99% p.a.) for a tenure of 12 months, [Plan C]: 0.42% per month (4.99% p.a.) for a tenure of 6 months

Balance Transfer

• Pay over 3 months with interest rate at 0% p.a. and no one-time upfront handling fee from RM1,000 transferred
• Pay over 6 months with interest rate at 0% p.a. and 1.88%one-time upfront handling fee from RM1,000 transferred
• Pay over 12 months with interest rate at 0% p.a. and 3.88%one-time upfront handling fee from RM1,000 transferred

Easy Payment Plan

HSBC CARD INSTALMENT PLAN

• Pay over 6 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500
• Pay over 12 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM1,000
• Pay over 18 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM1,500
• Pay over 24 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 2,000
• Pay over 36 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 2,000

Eligibility

• Min. age 21 for principal holder
• Free for the fee of principal holder
• Min. age 18 for supplementary holder
• RM 300 for the fee of supplementary holder

Fees and Charges