Maybank American Express Platinum

Maybank American Express Platinum

Key Features

  • Up to 5x Membership Rewards points from groceries, telecommunications, entertainment spending
  • Up to 2 Membership Rewards for every RM spend locally or overseas
  • 1x Membership Rewards Points for all utilities, petrol, education, EzyPay and insurance transactions

Promotion

Groceries

5 Membership Rewards points for every RM1 spent

Petrol
  • 1 Membership Rewards point for every RM1 spent
Shopping
  • 5 Membership Rewards points for every RM1 spent at Kinokuniya, Borders, Times, and MPH
  • 2 Membership Rewards points for every RM1 spent elsewhere
Dining

2 Membership Rewards points for every RM1 spent locally or overseas

Utilities

1 Membership Rewards point for every RM1 spent on Utilities

Other Features

  • Protection Plan: Travel Accident Insurance with coverage of up to RM700,000 and Travel Inconvenience Coverage covering missed connections, flight delays, luggage delays, and luggage loss if full airfare is charged to this credit card, Retail Purchase Protection with coverage of up to RM20,000 per item and up to RM150,000 per card per calendar year, Return Guarantee exchange or refund of up to 90 days (maximum purchase price of RM1,500 per item, up to a maximum of RM6,000 per card per calendar year)
  • Instalment Plan: 0% interest Instalment Payment Plan at all participating merchants

Balance Transfer

  • Pay over 6 months with interest rate at 0% p.a. and 1.88%one-time upfront handling fee from RM1,000 transferred
  • Pay over 9 months with interest rate at 9% p.a. and no one-time upfront handling fee from RM1,000 transferred
  • Pay over 12 months with interest rate at 0% p.a. and 3% one-time upfront handling fee from RM1,000 transferred
  • Pay over 24 months with interest rate at 4.5% p.a. and no one-time upfront handling fee from RM 1,000 transferred
  • Pay over 36 months with interest rate at 4.95% p.a. and no one-time upfront handling fee from RM 2,000 transferred

Easy Payment Plan

MAYBANKARD EZYPAY
  • Pay over 3 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM50
  • Pay over 6 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM50
  • Pay over 12 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM50
  • Pay over 18 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM50
  • Pay over 24 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM50
  • Pay over 36 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM50
MAYBANKARD EZYPAY PLUS
  • Pay over 6 months with interest rate at 9% p.a. and no one-time upfront handling fee when spend from RM500 to RM30,000
  • Pay over 12 months with interest rate at 9% p.a. and no one-time upfront handling fee when spend from RM500 to RM30,000
  • Pay over 18 months with interest rate at 9% p.a. and no one-time upfront handling fee when spend from RM500 to RM30,000
  • Pay over 24 months with interest rate at 9% p.a. and no one-time upfront handling fee when spend from RM500 to RM30,000

Eligibility

  • Min. age 21 for principal holder
  • RM 800 for fee of principal holder
  • Min. age 18 for supplementary holder
  • RM 550 and free for first two card of supplementary holder

Fees and Charges

  • Late Payment Charge: Minimum RM10 or 1% of the total outstanding balance, up to maximum amount of RM100
  • Cash Advance Amount: RM5,000 daily
  • Cash Advance Charge: Higher of RM18 or 5% of cash advance amount
  • Cash Advance interest charge: 18% per annum on cash advance amount
  • Rewards Points expiry: 3 years
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