Promotion

Groceries

• 1% Unlimited Cashback on overseas and online spending
• 0.1% Cashback on retail spending

Petrol

• 1% Unlimited Cashback on overseas and online spending
• 0.1% Cashback on retail spending

Entertainment

• 1% Unlimited Cashback on overseas and online spending
• 0.1% Cashback on retail spending

Dining

• 1% Unlimited Cashback on overseas and online spending
• 0.1% Cashback on retail spending

Shopping

• 1% Unlimited Cashback on overseas and online spending
• 0.1% Cashback on retail spending

Online Shopping

• 1% Unlimited Cashback on overseas and online spending

Other Features

• Balance Transfer: 0% per annum for a tenure of 6 months; one-time upfront fee of 2% of transferred amount imposed, 0% per annum for a tenure of 12 months; one-time upfront fee of 4% of transferred amount imposed
• Instalment Plan: 0% interest Instalment Payment Plan at all participating merchants
• Cashback Limit: 1% rebate on online transaction and overseas spend and 0.1% on all other retail spend

Balance Transfer

OCBC BALANCE TRANSFER

• 6 months with interest rate at 2.88% p.a. and no one-time upfront handling fee from RM1,000 transferred
• 12 months with interest rate at 4.88% p.a. and no one-time upfront handling fee from RM1,000 transferred

Easy Payment Plan

OCBC EASY PAYMENT PLAN

• 5 months with interest rate at 4% upfront handling fee when spend RM1,000
• 10 months with interest rate at 6% p.a. upfront handling fee when spend RM1,000
• 20 months with interest rate at 7% p.a. upfront handling fee when spend RM1,000

Eligibility

• Min. age 21 for principal holder

• Free for fee of principal holder

• Min. age 18 for supplementary holder

• Free for first applicants of supplementary holder

Fees and Charges