OCBC Titanium MasterCard (Blue/Pink)

OCBC Titanium MasterCard (Blue/Pink)

Key Features

  • Earn 1% cashback on all online transactions and overseas spending
  • Earn 0.1% cashback on all other retail transactions

Promotion

Groceries
  • 1% Unlimited Cashback on overseas and online spending
  • 0.1% Cashback on retail spending
Petrol
  • 1% Unlimited Cashback on overseas and online spending
  • 0.1% Cashback on retail spending
Entertainment
  • 1% Unlimited Cashback on overseas and online spending
  • 0.1% Cashback on retail spending
Dining
  • 1% Unlimited Cashback on overseas and online spending
  • 0.1% Cashback on retail spending
Shopping
  • 1% Unlimited Cashback on overseas and online spending
  • 0.1% Cashback on retail spending
Online Shopping
  • 1% Unlimited Cashback on overseas and online spending

Other Features

  • Balance Transfer: 0% per annum for a tenure of 6 months; one-time upfront fee of 2% of transferred amount imposed, 0% per annum for a tenure of 12 months; one-time upfront fee of 4% of transferred amount imposed
  • Instalment Plan: 0% interest Instalment Payment Plan at all participating merchants
  • Cashback Limit: 1% rebate on online transaction and overseas spend and 0.1% on all other retail spend

Balance Transfer

OCBC BALANCE TRANSFER
  • 6 months with interest rate at 2.88% p.a. and no one-time upfront handling fee from RM1,000 transferred
  • 12 months with interest rate at 4.88% p.a. and no one-time upfront handling fee from RM1,000 transferred

Easy Payment Plan

OCBC EASY PAYMENT PLAN
  • 5 months with interest rate at 4% upfront handling fee when spend RM1,000
  • 10 months with interest rate at 6% p.a. upfront handling fee when spend RM1,000
  • 20 months with interest rate at 7% p.a. upfront handling fee when spend RM1,000

Eligibility

  • Min. age 21 for principal holder
  • Free for fee of principal holder
  • Min. age 18 for supplementary holder
  • Free for first applicants of supplementary holder

Fees and Charges

  • Late Payment Charge: Higher of RM10 or 1% of outstanding amount, up to maximum of RM100
  • Cash Advance Amount:
  • Cash Advance Charge: Higher of RM20 or 5% of cash advance amount
  • Cash Advance interest charge: 18% per annum on cash advance amount
  • Rewards Points expiry: N/A
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