Promotion

Groceries

• 1.2% cashback every month for spending up to RM1,000
• 0.6% cashback every month for subsequent spending above RM1,000

Petrol

• 1.2% cashback every month for spending up to RM1,000
• 0.6% cashback every month for subsequent spending above RM1,000

Entertainment

• 1.2% cashback every month for spending up to RM1,000
• 0.6% cashback every month for subsequent spending above RM1,000

Shopping

• 1.2% cashback every month for spending up to RM1,000
• 0.6% cashback every month for subsequent spending above RM1,000

Dining

• 1.2% cashback every month for spending up to RM1,000
• 0.6% cashback every month for subsequent spending above RM1,000

Other Features

• 2x complimentary access to KLIA Plaza Premium Lounge for cardholder per year:
• Protection Plan: Personal Accident Insurance Coverage with coverage of up to RM2,000,000
• Balance Transfer: 0% per annum for a tenure of 6 months; one-time upfront fee of 2% of transferred amount imposed, 0% per annum for a tenure of 12 months; one-time upfront fee of 4% of transferred amount imposed
• Instalment Plan: 0% interest Instalment Payment Plan at all participating merchants
• Cashback Limit: 1.2% cashback on spending up to first RM1,000, 0.6% cashback on subsequent spending

Balance Transfer

OCBC BALANCE TRANSFER

• 6 months with interest rate at 2.88% p.a. and no one-time upfront handling fee from RM1,000 transferred
• 12 months with interest rate at 4.88% p.a. and no one-time upfront handling fee from RM1,000 transferred

Easy Payment Plan

OCBC EASY PAYMENT PLAN

• 5 months with interest rate at 4% upfront handling fee when spend RM1,000
• 10 months with interest rate at 6% p.a. upfront handling fee when spend RM1,000
• 20 months with interest rate at 7% p.a. upfront handling fee when spend RM1,000

Eligibility

• Min. age 21 for principal holder

• Free for fee of principal holder

• Min. age 18 for supplementary holder

• RM 188 for first applicants of supplementary holder

Fees and Charges