Promotion

Groceries

• 1 VIP point for every RM1 spend

Petrol

• 1 VIP point for every RM1 spend

Entertainment

• 1 VIP point for every RM1 spend

Shopping

• 1 VIP point for every RM1 spend

Dining

• 1 VIP point for every RM1 spend

Travel

• 1 VIP point for every RM1 spend

Utilities

• 1 VIP point for every RM1 spend

Other Features

• Travel Insurance up to RM500,000 coverage
• E-Commerce protection: non-delivery of purchased item after 30 days of scheduled delivery, Wrong or incomplete delivery of purchased item, Physical damage to the delivered item
• 50% off will and waist writing service fee

Balance Transfer

PUBLIC BANK BALANCE TRANSFER

• Pay over 6 months with interest rate at 0% p.a. and 1.5%one-time upfront handling fee from RM1,000 transferred
• Pay over 9 months with interest rate at 0% p.a. and 2%one-time upfront handling fee from RM1,000 transferred
• Pay over 12 months with interest rate at 0% p.a. and 2.5%one-time upfront handling fee from RM1,000 transferred
• Pay over 24 months with interest rate at 0% p.a. and 5%one-time upfront handling fee from RM2,000 transferred
• Pay over 36 months with interest rate at 0% p.a. and 6.5%one-time upfront handling fee from RM3,000 transferred
• Pay over 48 months with interest rate at 0% p.a. and 9%one-time upfront handling fee from RM5,000 transferred

Easy Payment Plan

PUBLIC BANK FLEXIPAY PLAN

• Pay over 6 months with interest rate at 1.5% one-time upfront handling fee when spend RM 1,000
• Pay over 9 months with interest rate at 2% one-time upfront handling fee when spend RM 1,000
• Pay over 12 months with interest rate at 2.5% one-time upfront handling fee when spend RM1,000
• Pay over 24 months with interest rate at 5% one-time upfront handling fee when spend RM2,000
• Pay over 36 months with interest rate at 6.5% one-time upfront handling fee when spend RM3,000

PUBLIC BANK ZERO INTEREST INSTALLMENT PLAN

• Pay over 3 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 6 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 9 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 12 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 18 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 24 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 30 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 36 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500

Eligibility

• Min. age 21 for principal holder
• RM333 for fee of principal holder (Free for first year, Waived when you swipe 12 times for subsequent years)
• Min. age 18 for supplementary holder
• RM 150 for first applicants of supplementary holder

Fees and Charges