Public Bank Visa Classic Credit Card

Public Bank Visa Classic Credit Card

Key Features

  • Up to 0.6% cashback on all retail spending
  • FREE Automatic Travel Insurance of RM350,000
  • 0.6% cashback if total monthly spending is RM10,001 and above

Promotion

Groceries
  • 0.6% cashback if total monthly spending is RM10,001 and above
  • 0.5% cashback if total monthly spending is between RM3,001 – RM10,000
  • 0.3% cashback if total monthly spending is RM3,000 and below
Petrol
  • 0.6% cashback if total monthly spending is RM10,001 and above
  • 0.5% cashback if total monthly spending is between RM3,001 – RM10,000
  • 0.3% cashback if total monthly spending is RM3,000 and below
Entertainment
  • 0.6% cashback if total monthly spending is RM10,001 and above
  • 0.5% cashback if total monthly spending is between RM3,001 – RM10,000
  • 0.3% cashback if total monthly spending is RM3,000 and below
Dining
  • 0.6% cashback if total monthly spending is RM10,001 and above
  • 0.5% cashback if total monthly spending is between RM3,001 – RM10,000
  • 0.3% cashback if total monthly spending is RM3,000 and below
Shopping
  • 0.6% cashback if total monthly spending is RM10,001 and above
  • 0.5% cashback if total monthly spending is between RM3,001 – RM10,000
  • 0.3% cashback if total monthly spending is RM3,000 and below

Other Features

Balance Transfer

Easy Payment Plan

Eligibility

  • Min. age 21 for principal holder
  • RM 75 for fee of principal holder
  • Min. age 18 for supplementary holder
  • RM 45 for first applicants of supplementary holder

Fees and Charges

  • Late Payment Charge: minimum of RM10.00 or 1% of total outstanding balance as at statement date
  • Cash Advance Amount:
  • Cash Advance Charge: one-time cash advance fee will be charged for the amount of cash advance or a minimum of RM20.00, whichever is higher
  • Cash Advance interest charge: 18%
  • Rewards Points expiry: N/A
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