Public Bank Visa Platinum Credit Card

Public Bank Visa Platinum Credit Card

Key Features

  • Unlimited Cash MegaBonus of 0.2% on both local and overseas retail purchases
  • Up to RM500,000 in travel insurance coverage
  • Up to USD200 per claim of e-commerce purchase protection

Promotion

Groceries
  • 0.2% of unlimited cash megabonous on local and overseas transaction
Petrol
  • 0.2% of unlimited cash megabonous on local and overseas transaction
Entertainment
  • 0.2% of unlimited cash megabonous on local and overseas transaction
Shopping
  • 0.2% of unlimited cash megabonous on local and overseas transaction
Dining
  • 0.2% of unlimited cash megabonous on local and overseas transaction
Travel
  • 0.2% of unlimited cash megabonous on local and overseas transaction
Utilities
  • 0.2% of unlimited cash megabonous on local and overseas transaction
Insurance or Health
  • 0.2% of unlimited cash megabonous on local and overseas transaction

Other Features

  • Travel insurance coverage Up to RM500,000
  • e-Commerce Purchase Protection: cover non-delivery of purchased item after 30 days of scheduled delivery, Wrong or incomplete delivery of purchased item and Physical damage to the delivered item.
  • Enjoy 50% off will and waist writing service fee

Balance Transfer

PUBLIC BANK BALANCE TRANSFER
  • Pay over 6 months with interest rate at 0% p.a. and 1.5%one-time upfront handling fee from RM1,000 transferred
  • Pay over 9 months with interest rate at 0% p.a. and 2%one-time upfront handling fee from RM1,000 transferred
  • Pay over 12 months with interest rate at 0% p.a. and 2.5%one-time upfront handling fee from RM1,000 transferred
  • Pay over 24 months with interest rate at 0% p.a. and 5%one-time upfront handling fee from RM2,000 transferred
  • Pay over 36 months with interest rate at 0% p.a. and 6.5%one-time upfront handling fee from RM3,000 transferred
  • Pay over 48 months with interest rate at 0% p.a. and 9%one-time upfront handling fee from RM5,000 transferred

Easy Payment Plan

PUBLIC BANK FLEXIPAY PLAN
  • Pay over 6 months with interest rate at 1.5% one-time upfront handling fee when spend RM 1,000
  • Pay over 9 months with interest rate at 2% one-time upfront handling fee when spend RM 1,000
  • Pay over 12 months with interest rate 2.5% one-time upfront handling fee when spend RM1,000
  • Pay over 24 months with interest rate at 5% one-time upfront handling fee when spend RM2,000
  • Pay over 36 months with interest rate at 6.5% one-time upfront handling fee when spend RM3,000
  • Pay over 48 months with interest rate at 9% one-time upfront handling fee when spend RM5,000
PUBLIC BANK ZERO INTEREST INSTALLMENT PLAN
  • Pay over 3 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
  • Pay over 6 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
  • Pay over 9 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
  • Pay over 12 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
  • Pay over 18 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
  • Pay over 24 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
  • Pay over 30 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
  • Pay over 36 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500

Eligibility

  • Min. age 21 for principal holder
  • RM 333 for fee of principal holder
  • Min. age 18 for supplementary holder
  • RM 150 for first applicants of supplementary holder

Fees and Charges

  • Late Payment Charge: Minimum RM10 or 1% of the total outstanding balance, up to maximum amount of RM100
  • Cash Advance Amount:
  • Cash Advance Charge: RM20 or 5% of withdrawn amount, whichever is higher
  • Cash Advance interest charge: 18%
  • Rewards Points expiry: N/A
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