Promotion

Groceries

6% cashback on groceries transaction

Petrol

1 VIP points for every RM1 spend

Entertainment

• 1 VIP points for every RM1 spend
• 6% cashback on online transaction

Shopping

1 VIP points for every RM1 spend

Dining

• 6% cashback on dining transaction

Travel

• 1 VIP points for every RM1 spend 1X Air Miles Points for local retail purchase
• 6% cashback on online transaction

Utilities

• 1 VIP points for every RM1 spend
• 6% cashback on online transaction

Online Shopping

• 6% cashback on online transaction

Other Features

• e-Commerce Purchase Protection: Make online purchases using PB Visa Signature Credit Card and get covered for possible losses up to USD$200 per claim per annum for non-delivery of purchased item after 30 days of scheduled delivery, Wrong or incomplete delivery of purchased item, Physical damage to the delivered item
• 2x complimentary access to any Malaysia Plaza Premium Lounge.
• Complimentary Automatic Travel Insurance: Up to RM500,000 travel insurance coverage

Balance Transfer

• Pay over 6 months with interest rate at 0% p.a. and 1.5%one-time upfront handling fee from RM1,000 transferred
• Pay over 9 months with interest rate at 0% p.a. and 2%one-time upfront handling fee from RM1,000 transferred
• Pay over 12 months with interest rate at 0% p.a. and 2.5%one-time upfront handling fee from RM1,000 transferred
• Pay over 24 months with interest rate at 0% p.a. and 5%one-time upfront handling fee from RM2,000 transferred
• Pay over 36 months with interest rate at 0% p.a. and 6.5%one-time upfront handling fee from RM3,000 transferred
• Pay over 48 months with interest rate at 0% p.a. and 9%one-time upfront handling fee from RM5,000 transferred

Easy Payment Plan

PUBLIC BANK FLEXIPAY PLAN

• Pay over 6 months with interest rate at 1.5% one-time upfront handling fee when spend RM 1,000
• Pay over 9 months with interest rate at 2% one-time upfront handling fee when spend RM 1,000
• Pay over 12 months with interest rate at 2.5% one-time upfront handling fee when spend RM1,000
• Pay over 24 months with interest rate at 5% one-time upfront handling fee when spend RM2,000
• Pay over 36 months with interest rate at 6.5% one-time upfront handling fee when spend RM3,000
• Pay over 48 months with interest rate at 9% one-time upfront handling fee when spend RM5,000

PUBLIC BANK ZERO INTEREST INSTALLMENT PLAN

• Pay over 3 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 6 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 9 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 12 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 18 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 24 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 30 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 36 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500

Eligibility

• Min. age 21 for principal holder
• RM 388 for fee of principal holder (Free for first year, Waived when you swipe 12 times for subsequent years)
• Min. age 18 for supplementary holder
• RM 200 for first applicants of supplementary holder

Fees and Charges