Promotion

Groceries

• 2% cashback on groceries transaction

Other Features

• 0% Balance Transfer: Convert your outstanding balance from other bank(s) above RM1,000 into a 6-month instalment plan with 0% management fee.
• Donation to Yayasan Waqaf: 0.1% of your total dining transactions will be donated to Yayasan Waqaf every month. Donation is capped at RM100 per monthly statement cycle (combined between all Public Islamic Bank Principal and Supplementary accounts)

Balance Transfer

PUBLIC BANK BALANCE TRANSFER

• Pay over 6 months with interest rate at 0% p.a. and 1.5%one-time upfront handling fee from RM1,000 transferred
• Pay over 9 months with interest rate at 0% p.a. and 2%one-time upfront handling fee from RM1,000 transferred
• Pay over 12 months with interest rate at 0% p.a. and 2.5%one-time upfront handling fee from RM1,000 transferred
• Pay over 24 months with interest rate at 0% p.a. and 5%one-time upfront handling fee from RM2,000 transferred
• Pay over 36 months with interest rate at 0% p.a. and 6.5%one-time upfront handling fee from RM3,000 transferred
• Pay over 48 months with interest rate at 0% p.a. and 9%one-time upfront handling fee from RM5,000 transferred

Easy Payment Plan

PUBLIC BANK FLEXIPAY PLAN

• Pay over 6 months with interest rate at 1.5% one-time upfront handling fee when spend RM 1,000
• Pay over 9 months with interest rate at 2% one-time upfront handling fee when spend RM 1,000
• Pay over 12 months with interest rate at 2.5% one-time upfront handling fee when spend RM1,000
• Pay over 24 months with interest rate at 5% one-time upfront handling fee when spend RM2,000
• Pay over 36 months with interest rate at 6.5% one-time upfront handling fee when spend RM3,000

PUBLIC BANK ZERO INTEREST INSTALLMENT PLAN

• Pay over 3 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 6 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 9 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 12 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 18 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 24 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 30 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500
• Pay over 36 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 500

Eligibility

• Min. age 21 for principal holder
• RM 150 for fee of principal holder (Free for first year, waived when you swipe 12 times for subsequent years)
• Min. age 18 for supplementary holder
• RM 100 for first applicants of supplementary holder

Fees and Charges