Promotion

Groceries

• 1% cashback when spend RM 800 to RM 1,499.99
• 2% cashback when spend RM 1,500 to RM 2,499.99
• 5% cashback when spend over RM2,500

Petrol

• 5% cashback when spend RM 800 to RM 1,499.99 on selected merchant only (Shell petrol station)
• 8% cashback when spend RM 1,500 to RM 2,499.99 on selected merchant only (Shell petrol station)
• 12% cashback when spend over RM2,500 on selected merchant only (Shell petrol station)

Entertainment

• 0.2% cashback when spend any amount

Shopping

• 0.2% cashback when spend any amount

Dining

• 0.2% cashback when spend any amount

Travel

• 2% cashback on online and overseas transaction

Utilities

• 1% cashback when spend RM 800 to RM 1,499.99
• 2% cashback when spend RM 1,500 to RM 2,499.99
• 5% cashback when spend over RM2,500

Online Shopping

• 1% cashback when spend RM 800 to RM 1,499.99
• 2% cashback when spend RM 1,500 to RM 2,499.99
• 5% cashback when spend over RM2,500

E-wallet Top Up

• 1% cashback when spend RM 800 to RM 1,499.99
• 2% cashback when spend RM 1,500 to RM 2,499.99
• 5% cashback when spend over RM2,500

Insurance or Health

• 0.2% cashback when spend any amount

Other Features

• VISA Ecommerce Purchase Protection (Valid until 30 Sept 2022): Automatically activated when an item is purchased using an eligible Visa card, Eligible for online purchases made from any merchants globally, Claims and insurance details can be made available online from AIG Cardholder Insurance Portal
• RHB Smart Services: Smart Pay so that you can auto pay your monthly Telekom, Maxis, Digi, Astro and other bills, Smart Move where you can balance transfer from any other credit card-i at attractive rates, Smart Instalment at 0% for up to 36 months at selected merchants, CashXcess allows you to withdraw cash from your credit card with attractive rates and payment period up to 36 months

Balance Transfer

RHB SMART MOVE BALANCE TRANSFER

• 6 months with interest rate at 4.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
• 12 months with interest rate at 4.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
• 18 months with interest rate at 4.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
• 24 months with interest rate at 4.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
• 30 months with interest rate at 4.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
• 36 months with interest rate at 4.99% p.a. and no one-time upfront handling fee from RM1,000 transferred

Easy Payment Plan

RHB SMART INSTALLMENT

• 6 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500
• 12 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500
• 24 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500
• 36 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM500

Eligibility

• Min. age 21 for principal holder

• Free for fee of principal holder (Subsequence year will be RM 195)

• Min. age 18 for supplementary holder

• Waived for first applicants of supplementary holder

Fees and Charges