Standard Chartered JustOne Platinum MasterCard

Standard Chartered JustOne Platinum MasterCard

Key Features

  • Up to 15% cashback on petrol, groceries & selected online spend
  • Enjoy annual fee waiver for the first year

Promotion

Groceries
  • 0.2% cash back spend below RM1,000
  • 1% cash back spend from RM1,000 to RM1,499.99
  • 5% cashback spend from RM1,500 to RM2,499.99
  • 15% cashback spend from RM2,500 and above
Petrol
  • 0.2% cash back spend below RM1,000
  • 1% cash back spend from RM1,000 to RM1,499.99
  • 5% cashback spend from RM1,500 to RM2,499.99
  • 15% cashback spend from RM2,500 and above
Utilities
  • 0.2% cash back spend below RM1,000
  • 1% cash back spend from RM1,000 to RM1,499.99
  • 5% cashback spend from RM1,500 to RM2,499.99
  • 15% cashback spend from RM2,500 and above
Online Shopping
  • 0.2% cash back spend below RM1,000
  • 1% cash back spend from RM1,000 to RM1,499.99
  • 5% cashback spend from RM1,500 to RM2,499.99
  • 15% cashback spend from RM2,500 and above

Other Features

  • FlexiPay Plus: Convert your Standard Chartered credit card purchases into a low interest rate instalment plan with FlexiPay Plus
  • Easy-Payment-Scheme: Convert your transactions into 0% easy payment scheme at selected merchants.
  • E-commerce purchase protection: Shop online worry free with up to USD200 e-commerce purchase protection.
  • Emergency Overseas Card Replacement: Replacement the card when losing and card stolen oversea
  • Enjoy exciting offer and privileges at over 4,000 outlets in Malaysia and across Asia
  • Get extra cash from your credit card at a low interest rate across a range of repayment periods, with the Standard Chartered Cash-On-Call Plus

Balance Transfer

STANDARD CHARTERED BALANCE TRANSFER PLUS
  • 12 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
  • 18 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
  • 24 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
  • 36 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM1,000 transferred

Easy Payment Plan

STANDARD CHARTERED FLEXIPAY PLUS
  • 6 months with interest rate at 9.88% p.a. and no one-time upfront handling fee when spend RM500
  • 9 months with interest rate at 9.88% p.a. and no one-time upfront handling fee when spend RM500
  • 12 months with interest rate at 9.88% p.a. and no one-time upfront handling fee when spend RM500
  • 18 months with interest rate at 9.88% p.a. and no one-time upfront handling fee when spend RM500

Eligibility

  • Min. age 21 for principal holder
  • RM 250 for fee of principal holder (First year annual fee waiver)
  • Min. age 18 for supplementary holder
  • Free for first applicants of supplementary holder

Fees and Charges

  • Late Payment Charge: Minimum RM10 or 1% of the total outstanding balance as of the statement date, whichever is higher.
  • Cash Advance Amount: Up to 90% of credit limit
  • Cash Advance Charge: Higher of RM26.50 or 5.3% of cash advance amount
  • Cash Advance interest charge: 18% per annum on cash advance amount
  • Rewards Points expiry: N/A
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