Standard Chartered Smart Credit Card

Standard Chartered Smart Credit Card

Key Features

  • Get 15% cashback spend at favorite merchant
  • 6% cashback on digital lifestyle
  • Buy now pay letter with 0 % interest instalment plan

Promotion

Entertainment
  • Earn up to RM20 cashback a month on Astro, Joox, iQIYI, Netflix, Playstation, Spotify, Steam when you spend RM1,000 in retail purchases and contactless transaction.
  • RM10 for normal adult tickets daily except Wednesdays til 31 October 2022 on GSC Cinema
Online Shopping
  • 15% cashback at Boost, FavePay, GrabPay, Lazada, Shopee, TaoBao, Touch ‘n’ Go e-wallet & Zalora when you spend RM1,000 in retail purchases

Other Features

  • FlexiPay Plus: Convert your Standard Chartered credit card purchases into a low interest rate instalment plan with FlexiPay Plus
  • Easy-Payment-Scheme: Convert your transactions into 0% easy payment scheme at selected merchants.
  • E-commerce purchase protection: Shop online worry free with up to USD200 e-commerce purchase protection
  • Buy now, pay later with 0% instalment plan over 3 months: Convert transactions above RM500 into three interest free instalments

Balance Transfer

STANDARD CHARTERED  BALANCE TRANSFER PLUS
  • 12 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
  • 18 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
  • 24 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
  • 36 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM1,000 transferred

Easy Payment Plan

STANDARD CHARTERED FLEXIPAY PLUS
  • 6 months with interest rate at 9.88% p.a. and no one-time upfront handling fee when spend RM500
  • 9 months with interest rate at 9.88% p.a. and no one-time upfront handling fee when spend RM500
  • 12 months with interest rate at 9.88% p.a. and no one-time upfront handling fee when spend RM500
  • 18 months with interest rate at 9.88% p.a. and no one-time upfront handling fee when spend RM500

Eligibility

  • Min. age 21 for principal holder
  • RM 120 for fee of principal holder (First year annual fee waiver)
  • Min. age 18 for supplementary holder
  • Free for first applicants of supplementary holder

Fees and Charges

  • Late Payment Charge: Minimum RM10 or 1% of the total outstanding balance as of the statement date, whichever is higher.
  • Cash Advance Amount: Subject credit limit
  • Cash Advance Charge: N/A
  • Cash Advance interest charge: 18% per annum on cash advance amount
  • Rewards Points expiry: N/A
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