Standard Charted Visa Platinum

Standard Charted Visa Platinum

Key Features

  • Earn 5x points for contactless*, dining, department store purchases, and overseas spend
  • Receive 5,000 bonus points monthly when you speed RM1,500 or more
  • Earn 1x reward point for all other local spend

Promotion

Groceries
  • 5X rewards points for contactless payment and overseas spending
  • 1X points multiplier for local spending
Petrol
  • 5X rewards points for contactless payment and overseas spending
  • 1X points multiplier for local spending
Entertainment
  • 5X rewards points for contactless payment and overseas spending
  • 1X points multiplier for local spending
Shopping
  • 5X rewards points for contactless payment and overseas spending
  • 1X points multiplier for local spending
Dining

5X rewards points for dining transaction

Travel
  • 5X rewards points for contactless payment and overseas spending
  • 1X points multiplier for local spending
Utilities
  • 5X rewards points for contactless payment and overseas spending
  • 1X points multiplier for local spending

Other Features

  • Receive 5,000 bonus reward points monthly when you spend RM1,500 or more.
  • E-commerce purchase protection: Shop online worry free with up to USD200 e-commerce purchase protection.
  • Balance Transfer: 5.99% per annum for a maximum tenure of 36 months

Balance Transfer

  • 12 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
  • 18 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM 1,000 transferred
  • 24 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM1,000 transferred
  • 36 months with interest rate at 5.99% p.a. and no one-time upfront handling fee from RM 1,000 transferred

Easy Payment Plan

STANDARD CHARTERED FLEXIPAY PLUS
  • 6 months with interest rate at 9.88% p.a. and no one-time upfront handling fee when spend RM500
  • 9 months with interest rate at 9.88% p.a. and no one-time upfront handling fee when spend RM 500
  • 12 months with interest rate at 9.88% p.a. and no one-time upfront handling fee when spend RM500
  • 18 months with interest rate at 9.88% p.a. and no one-time upfront handling fee when spend RM 500

Eligibility

  • Min. age 21 for principal holder
  • Free for fee of principal holder
  • Min. age 18 for supplementary holder
  • Free for first applicants of supplementary holder

Fees and Charges

  • Late Payment Charge: Minimum RM10 or 1% of the total outstanding balance, up to maximum amount of RM100
  • Cash Advance Amount: Up to 90% credit limit
  • Cash Advance Charge: Higher of RM26.50 or 5.3% of cash advance amount
  • Cash Advance interest charge: 18%
  • Rewards Points expiry: 3 years
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