UOB YOLO VISA

UOB YOLO VISA

Key Features

  • Up to 5% Cashback on online purchase, dining and contactless
  • E- Commerce Protection
  • Privileges on Dining, Retail, Health and beauty, and travel and life style.

Promotion

Groceries
  • 5% Cashback on online transaction and contactless payment method.
Petrol
  • 5% Cashback on online transaction and contactless payment method.
Entertainment
  • 5% Cashback on online transaction and contactless payment method.
Dining
  • 5% Cashback on dining transaction
Travel
  • 5% Cashback on online transaction and contactless payment method.
Utilities
  • 5% Cashback on online transaction and contactless payment method.

Other Features

  • E-Commerce Protection: covered for possible losses of up to USD $200 per claim annually. Valid until 30 September 2022.
  • 0% Easi-Payment Plan: with minimum spend of RM3,000 for overseas spending, promotion period from 1 January 2022 until 31 December 2022
  • Up to 5% on online, dining and contactless upon minimum spend of RM600*
    *Online and contactless exclude utilities, JomPAY, telco, insurance, and petrol (refer toT&C)
  • Cashback is capped at RM30 per customer on first-come, first-served basis. Cashback from eWallet top-up transactions are capped at RM15 per customer.

Balance Transfer

UOB BALANCE TRANSFER
  • 6 months with interest rate at 0% p.a. and 3%one-time upfront handling fee from RM1,000 transferred
  • 12 months with interest rate at 0% p.a. and 4%one-time upfront handling fee from RM1,000 transferred
  • 18 months with interest rate at 0% p.a. and 5%one-time upfront handling fee from RM1,000 transferred

Easy Payment Plan

UOB OVERSEAS EASI-PAYMENT PLAN
  • 3 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend 3000
UOB INSTALLMENT PAYMENT PLAN
  • 12 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 1,000
  • 18 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 1,000
  • 24 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 1,000
  • 36 months with interest rate at 0% p.a. and no one-time upfront handling fee when spend RM 1,000

Eligibility

  • Application must be 21 years old and above.
  • Minimum income : RM36,000 per annum.
  • Annual Fee RM7.50 for Principal* per Statement month | RM30.00 For Supplementary Card per annum.
     *Waived with just 1 Transaction (no Minimum spend)per Statement month.
  • Annual Fee Waiver : Principal : 1st year annual fee waiver | Supplementary : 2 years annual fee waiver.

Fees and Charges

  • Late Payment Charge: Minimum RM10 or 1% of the total outstanding balance as of the statement date, whichever is higher.
  • Cash Advance Amount: subject to credit limit
  • Cash Advance Charge: RM20 or 5% of withdrawn amount, whichever is higher
  • Cash Advance interest charge: 18% per annum on cash advance amount
  • Rewards Points expiry: N/A
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