Affin Islamic Bank Home Financing-i

Affin Islamic Bank Home Financing-i

Key Features

  • Full Flexi Packages
  • No early settlement charges

Other Features

  • New Base Rate: 2.70%
  • Profit Rate: 3.30% p.a
  • Loan Type: Term Loan
  • Lock in Period: None

Eligibility

  • Loan Tenure: Up to 35 years
  • Margin of Finance: Up to 90% + 5% for MRTT
  • Suitable for: Completed homes, under-construction properties, refinance
  • Age Requirement: 18 years old and above

Documents need to prepare

    • NRIC / Identity Card
    • Latest 3 consecutive months of salary slips / vouchers
    • Latest 3 months Bank Statement (where salary is credited)
    • Latest BE/EA Form
    • Booking or Downpayment or Original Sale and Purchase Agreement
    • Title Deed (if applicable)
    • Six months financing statements from existing bank for refinancing
    • Latest EPF Statement
    • Employment Letter from employer addressed to Affin Islamic
    • Duly completed Application Form

    For Self-Employed:

    • Business Registration Form
    • Latest 6 months Business Account Statements/ Personal Account Statements
    • Latest Borang B / E-Filing supported by tax payment receipt
    • Latest Profit & Loss Account or Management Account
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