Other Features

• New Base Rate: 4.99 %
• Interest Rate: 4.99% p.a.
• Loan Type: Term Loan
• Lock in Period: 5 years

Eligibility

• Loan Tenure: Up to 35 Years
• Margin of Finance: 90% including MRTA financing with AIA Insurance
• Suitable for: Completed homes, under-construction properties, refinancing
• AIA home loans are open for all applicants, residents as well as non-residents who are at least 18 years old. For applicants age 23 and below, an older co-applicant is required.

Document I need to prepare

•  Application Form
• NRIC / Identity Card
• Copy of Sales and Purchase or Booking Receipt or Letter of Offer from Developer
• Copy of Individual Title Deed
• Property Valuation Report (for completed properties)
• Latest 3 consecutive months of salary slips / vouchers
• Latest 6 consecutive months of commission statement
• Latest EPF statements (with 3 consecutive months or more transaction history)
• Latest EA form
• Latest 6 months Bank Statement
• Letter of Confirmation of Employment and Remuneration