Other Features

• New Base Rate: 2.57 %
• Profit Rate: 3.11% p.a.
• Loan Type: Flexi Loan
• Lock in Period: None

Eligibility

• Loan Tenure: Up to 35 Years
• Margin of Finance: 90% + 5% for MRTA financing with Allianz Insurance
• Suitable for: Completed & under-construction properties, refinancing
• Anyone above the age of 21, with a minimum loan amount of RM100,000 can apply for an Alliance Islamic Bank home loan.

Documents

• Application Form
• NRIC / Identity Card
• Copy of Sales and Purchase or Booking Receipt or Letter of Offer from Developer
• Copy of Individual Title Deed
• Property Valuation Report (for completed properties)
• Latest 3 consecutive months of salary slips / vouchers
• Latest 6 consecutive months of commission statement
• Latest EPF statements (with 3 consecutive months or more transaction history)
• Latest EA form
• Latest 6 months Bank Statement
• Letter of Confirmation of Employment and Remuneration