Alliance ONE Account Islamic Financing

Alliance ONE Account Islamic Financing

Key Features

  • Low profit rate
  • Consolidate your loan into one account
  • Lower monthly repayment

Other Features

  • New Base Rate: 2.57 %
  • Profit Rate: 3.11% p.a.
  • Loan Type: Flexi Loan
  • Lock in Period: None

Eligibility

  • Suitable for: Completed homes, under-construction properties, refinancing
  • Margin of Finance: 90% + 5% for GMTT (Group Mortgage Term Takaful)
  • You are eligible for this mortgage if you own residential or commercial property.

Documents

  • Application Form
  • NRIC / Identity Card
  • Copy of Sales and Purchase or Booking Receipt or Letter of Offer from Developer
  • Copy of Individual Title Deed
  • Property Valuation Report (for completed properties)
  • Latest 3 consecutive months of salary slips / vouchers
  • Latest 6 consecutive months of commission statement
  • Latest EPF statements (with 3 consecutive months or more transaction history)
  • Latest EA form
  • Latest 6 months Bank Statement
  • Letter of Confirmation of Employment and Remuneration
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